5 Oak Street, Bancroft, ON

$435,000
MLS#:X12865748
4 beds
2 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] detached located in the coveted neighborhood of Bancroft Ward. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $435,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 75 x 221.2 ft lot
  • Features a ["finished with walk-out"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Storage
  • equipped with ["central air"] central cooling and highly efficient forced air heating via propane

Located in the heart of Bancroft, this spacious and well maintained home offers the perfect blend of comfort, convenience and value. With over 2400 sq ft of finished living space, it is within walking distance to the hospital, shopping, schools and all of Bancroft's amenities, making it an ideal choice for families, retirees or those seeking an income opportunity. The main floor features an open concept layout with a bright living, dining, and kitchen area. Three generous bedrooms and a four-piece bathroom provide plenty of space for family living, while the added convenience of main floor laundry makes everyday life easier. A large deck overlooks the private backyard, perfect for relaxing or entertaining guests. The fully finished lower level with walkout offers incredible flexibility, featuring a fourth bedroom, second bathroom and tons of storage space. This level is ideal for extended family or as an in-law suite, with its own private entrance. Recent updates provide peace of mind, including all new appliances (2023), propane furnace (2023), shingles (2019). The attached carport adds sheltered parking, while highspeed internet and full cell service ensure you stay connected. Garbage and recycling pickup at the end of the driveway. With a quick closing available and a fantastic list price, this property offers exceptional value in one of Ontario's most desirable small towns. Whether you're looking for a family home, retirement retreat, or multi-generational living solution, this home is ready to welcome you.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 13, 2026
Sold price information is available to members only
Listed Date3/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Vinyl Siding
Lot Size75 × 221.2 Feet
CountyHastings
Annual Tax$4,495.69
Legal DescriptionLt 21 Pl 953 Bancroft, County of Hastings

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeCarport

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Arts Centre, Clear View, Golf, Hospital, Library, School

Community Features

Location

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5 Oak Street, Bancroft, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5 Oak Street, Bancroft, ON K0L 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$348,000
Monthly Mortgage$2,022
Property Tax (Est.)$375
Utilities & Maint.$350
Total Monthly Cost$2,747

Strategic Fiscal Clarity

Informed buyers do not make decisions based on list price alone. This analysis ensures your transition to a superior residence is supported by absolute fiscal certainty.

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