107 Spencer Street, Bracebridge, ON

$649,900
MLS#:X13072850
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Backsplit 3"] detached located in the coveted neighborhood of Monck (Bracebridge). Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 59.46 x 148.47 ft lot
  • Features a ["finished with walk-out"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other, Water Heater Owned
  • equipped with ["other"] central cooling and highly efficient baseboard heating via electric

This charming and beautifully styled backsplit offers a warm, inviting feel with a layout that provides both space and functionality for everyday living. Thoughtfully maintained and full of character, the home welcomes you with a bright and spacious main floor featuring a generous dining area for gathering with family and friends, and an updated kitchen complete with stainless steel appliances and a natural gas 6-burner cooktop, perfect for those who love to cook and entertain. Convenient inside entry from the double car garage adds to the ease of daily life. Just a few steps down, the walkout lower level creates a cozy yet open retreat, with a spacious living room anchored by a natural gas fireplace, an ideal place to unwind at the end of the day. This level also offers a large laundry room and a 2 piece powder room, adding to the home's practical design. Up a short flight of stairs from the main level are three comfortable bedrooms and a well-appointed 4-piece family bathroom, providing a quiet and private space for rest. Set on a level yard in a sought-after neighbourhood, this property is perfectly suited for enjoying time outdoors, whether it's play, gardening, or simply relaxing. With full municipal services, Lakeland fibre optic internet, and a heat pump providing efficient heating and air conditioning, comfort and connectivity are seamlessly woven into daily living. Located within walking distance to Monck Public School and the new Muskoka Lumber Community Centre, with its arena, library, multi-sport fieldhouse, and community programming, this home offers not just a place to live, but a lifestyle centred around connection, activity, and making lasting memories.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding, Brick
Lot Size59.46 × 148.47 Feet
CountyMuskoka
Annual Tax$3,217.54
Legal DescriptionPCL 17-2 SEC M533; LT 17 PL M533 MONCK; BRACEBRIDGE ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
Cooling["Other"]

Features

Property Features

Hospital, Rec./Commun.Centre, School

Community Features

Location

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107 Spencer Street, Bracebridge, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 107 Spencer Street, Bracebridge, ON P1L 1C3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$519,920
Monthly Mortgage$3,021
Property Tax (Est.)$268
Utilities & Maint.$350
Total Monthly Cost$3,639

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Bracebridge.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Monck Bracebridge, Bracebridge.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Monck
Public250 Wellington Street North, Bracebridge, Ontario, P1L 1C1
6.6
Macaulay
Public1270 Cedar Lane, Bracebridge, Ontario, P1L 1W9
8.0
Bracebridge
Public100 Clearbrook Trail, Bracebridge, Ontario, P1L 0A3
5.6

Secondary Schools

St. Dominic
Catholic955 Cedar Lane, Bracebridge, Ontario, P1L 0A1
5.4
Bracebridge and Muskoka Lakes
Public100 Clearbrook Trail, Bracebridge, Ontario, P1L 0A3
6.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.