103 Chalmers Street, Cambridge, ON

$399,900
MLS#:X13424204
3 beds
1 baths
700-1100 sqft
1.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 32 x 112 ft lot
  • Features a ["partially finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Water Heater
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

What makes the perfect starter home? It's usually an older home with plenty of character-offering the ideal blend of affordability, functionality, and personality. The best starter homes have been thoughtfully updated where it matters most, while still leaving room for you to add your own style and make the space truly yours. A practical layout, a welcoming atmosphere, and a backyard big enough for summer barbecues, pets, or future dreams don't hurt either. If that sounds like what you've been searching for, welcome to 103 Chalmers Street North. Move-in ready and full of potential, this charming East Galt home has already seen many of the major updates completed, including a beautifully renovated kitchen in 2018 and a lovely updated bathroom in 2021. The rest is a blank canvas, ready for your personal touches over time. Beyond the front door, you'll find yourself in one of Cambridge's most beloved neighbourhoods. Located within walking distance of downtown Galt, you'll enjoy easy access to local favourites such as the Gaslight District, Cambridge Community Players, Hamilton Family Theatre, and the historic Old Post Office. Spend your weekends exploring charming boutiques, discovering family-run bakeries, and enjoying the vibrant restaurant scene that makes Galt such a special place to call home. Cute, character-filled, and packed with potential-103 Chalmers Street North is the kind of starter home that gets you into the market today and gives you room to grow tomorrow. The only thing missing is your story.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size32 × 112 Feet
CountyWaterloo
Annual Tax$3,387
Legal DescriptionPLAN 443 PT LOT 72

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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103 Chalmers Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 103 Chalmers Street N, Cambridge, ON N1R 5C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$319,920
Monthly Mortgage$1,859
Property Tax (Est.)$282
Utilities & Maint.$350
Total Monthly Cost$2,491

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cambridge.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$782,394

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.