21 Elgin Street, Cambridge, ON

$515,000
MLS#:X13164062
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium metal/steel siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $515,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 40 x 144 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, On Demand Water Heater
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 21 Elgin Street North, a charming raised bungalow in the highly desirable East Galt neighbourhood of Cambridge. This lovely home features 2 bedrooms and 1 newly renovated bathroom, offering comfortable and stylish living. From the moment you step inside, you're greeted by fresh, modern colour palette that creates a bright and inviting atmosphere throughout. The main floor offers a cozy living room complete with a small office area- perfect for working from home or a quiet reading nook. The kitchen flows seamlessly into a spacious four season sunroom, providing a beautiful view of the backyard and an ideal space to relax, dine or entertain year-round. Step outside to a deck overlooking the expansive, fully fenced backyard-perfect for morning coffee, hosting guests, or enjoying outdoor activities. With plenty of space for gardening or future possibilities, the yard is a standout feature of the property. The basement includes laundry facilities and offers ample storage space. Parking is convenient with driveway space for up to four cars. And the generous sized shed will hold all your gardening tools and more. The well-located home is close to schools and just minutes from parks, shopping, and restaurants. You'll also enjoy easy access to Cambridge's vibrant downtown core, only a short drive away.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 1, 2026
Sold price information is available to members only
Listed Date5/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionMetal/Steel Siding, Vinyl Siding
Lot Size40 × 144 Feet
CountyWaterloo
Annual Tax$3,532.14
Legal DescriptionLT 18 PL 215 CAMBRIDGE; CAMBRIDGE

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Fenced Yard, Library, Park, School

Community Features

Location

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21 Elgin Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Elgin Street N, Cambridge, ON N1R 5G8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$412,000
Monthly Mortgage$2,394
Property Tax (Est.)$294
Utilities & Maint.$350
Total Monthly Cost$3,038

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cambridge.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$782,464

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.