28 Elliott Street, Cambridge, ON

$899,999
MLS#:X12473978
4 beds
4 baths
2500-3000 sqft
9.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] semi-detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $899,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 34.5 x 178.01 ft lot
  • Features a ["finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Countertop Range, In-Law Capability
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

This hidden gem in the heart of Downtown Galt offers nearly 3,000 sq. ft. of living space on a rare almost quarter-acre lot, just steps from the Grand River, Farmers' Market, and Gaslight District. This semi-detached home features 4 bedrooms with the finished attic that has been converted to living space. With soundproofing between levels and tinted exterior windows for added comfort. The modern kitchen boasts waterfall quartz counters, built-in stove and double wall oven and a custom coffee bar, while the 9-ft ceilings and vinyl plank flooring elevate the open-concept layout. The finished garage doubles as a workshop or project-car space, complemented by an insulated back shop with hydro, epoxy floors, and an EV charger. Basement has been transformed with updated from top to bottom, this space is perfect for an in-law suite.The backyard has been meticulously maintained with a level of care and craftsmanship that's rarely seen.Separate garage for a workshop, new fences and retaining walls and capped off by a massive composite deck that leaves your primary suite and connects you with the yard. Major updates include a 2019 furnace/AC/hot-water system (owned), 2020 fencing, retaining wall, composite deck, and siding, 2021 tinted windows, interlock, and new kitchen/appliances, 2024 spray-foamed attached garage, and a 2025 driveway. With a 200-amp panel, BBQ gas and hot-tub hookups. This property blends modern comfort, efficiency, and potential - even offering triplex conversion possibilities for savvy buyers.

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 20, 2025
Sold price information is available to members only
Listed Date10/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
ConstructionBrick, Vinyl Siding
Lot Size34.5 × 178.01 Acres
CountyWaterloo
Annual Tax$4,016.08
Legal DescriptionPT LT 11 PL 445 CAMBRIDGE AS IN 1259081; CAMBRIDGE

Parking & Garage

Parking Spaces9.0
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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28 Elliott Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Elliott Street, Cambridge, ON N1R 2J2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$719,999.2
Monthly Mortgage$4,183
Property Tax (Est.)$335
Utilities & Maint.$350
Total Monthly Cost$4,868

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cambridge.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$782,494

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.