690 Elgin Street, Cambridge, ON

$669,990
MLS#:X12967246
4 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick front construction, this residence presents an exceptional opportunity offered at $669,990 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 35.49 x 119.11 ft lot
  • Features a ["finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None, Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via electric

Welcome to 690 Elgin St N in Cambridge, located in the highly sought-after North Galt neighbourhood. This well-maintained home features 3 spacious bedrooms and a fully finished basement with separate entrance, kitchen, and full washroom-ideal for an in-law suite or excellent rental income potential.Enjoy a bright, open-concept layout with large windows that bring in plenty of natural light, creating a warm and inviting living space. The home also offers an extended driveway with ample parking and a full-sized backyard, perfect for families and outdoor entertaining.Conveniently located close to top-rated schools, parks, shopping plazas along Franklin Blvd, public transit, and major commuter routes, this property offers both comfort and long-term value.A great opportunity for first-time buyers, families, or investors looking for a move-in ready home with income potential in a high-demand location.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 21, 2026
Sold price information is available to members only
Listed Date4/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick Front
Lot Size35.49 × 119.11 Feet
CountyWaterloo
Annual Tax$4,065
Legal DescriptionPT LT 9 CON 12 NORTH DUMFRIES PT 15, 67R2992; CAMBRIDGE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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690 Elgin Street, Cambridge, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Cambridge.

Verified Local Data
Population575,847
Median Age38 Yrs
Ownership65% Owners
Avg Area List Price$744,762

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 690 Elgin Street E, Cambridge, ON N1R 7W5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$535,992
Monthly Mortgage$3,114
Property Tax (Est.)$339
Utilities & Maint.$350
Total Monthly Cost$3,803

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cambridge.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.