97 Oak Street, Cambridge, ON

$589,900
MLS#:X12394024
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 32.2 x 98 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Prepare to fall in love with this fully remodelled 2-storey home - move-in ready and located in a sought-after East Galt neighbourhood of Cambridge. Surrounded by mature trees and within walking distance to schools, parks, downtown shops, restaurants and the farmers market, it combines modern style with everyday convenience. Inside, the main floor offers an easy flow with separate living and dining areas, crisp whitewalls and abundant natural light. The updated kitchen is a highlight for home chefs, featuring stainless steel appliances, quartz countertops, tile backsplash, gold accents and ample storage. A convenient powder room and main floor laundry add to the functionality. Upstairs are three comfortable bedrooms and a luxurious 5-piece bathroom. Designed with relaxation in mind, this space includes a separate shower, soaker tub, double sinks with granite countertop and stylish tile flooring. The entire home is carpet-free, showcasing quality finishes throughout. Outdoor living is equally inviting with a welcoming front porch, multi-level decks in the backyard, a storage shed and landscaped gardens. The partially fenced yard provides privacy while still feeling open and versatile. With its hip and stylish décor, top-to-bottom updates and prime location close to downtown amenities, this East Galt home is the perfect blend of modern comfort and community charm.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 22, 2025
Sold price information is available to members only
Listed Date9/8/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size32.2 × 98 Acres
CountyWaterloo
Annual Tax$3,563.36
Legal DescriptionPart Lot 7-8 Plan 458 Cambridge As In 1115553; Cambridge

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Library, School

Community Features

Location

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97 Oak Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 97 Oak Street, Cambridge, ON N1R 4L3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$471,920
Monthly Mortgage$2,742
Property Tax (Est.)$297
Utilities & Maint.$350
Total Monthly Cost$3,389

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cambridge.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$782,764

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.