326 Smith Street, Central Elgin, ON

$550,000
MLS#:X12989370
3 beds
1 baths
1100-1500 sqft
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Port Stanley. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 22 x 132 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available
  • Notable attributes: Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

500 metres from the sand, this is the kind of place people come to Port Stanley for-and rarely leave.Tucked just off the shoreline, this 4 season, 3-bedroom cottage delivers the flexibility buyers are actually chasing right now: personal escape, income potential, or both. It's been thoughtfully updated without losing that relaxed beach-town feel, making it equally suited for weekend use or full-time living.The main level opens up into a bright, connected living space designed for real use-not just show. The kitchen anchors the home with quartz countertops, a central island, and a herringbone backsplash that adds just enough edge without overdoing it. From there, it flows naturally into the living and family rooms, where a new gas fireplace creates a comfortable focal point, especially in the off-season.Out back, the setup is simple and effective: a private yard, updated fencing, and a deck built for long summer nights, whether that's hosting a group or just slowing things down after a day at the beach. Mechanically, the heavy lifting is done. Furnace (2023), A/C (2022), and the new fireplace (2024) mean you're not walking into a project-you're walking into something that works.What really separates this property is how it performs. It's already established as a short-term rental, with a track record of happy guests and repeat use. It can be sold fully furnished, which means you can step into the upcoming season without missing a beat-or keep it entirely for yourself and use it when you want.Walk to Main Beach. Walk to the restaurants. Or don't leave the backyard at all.In a market where buyers are weighing lifestyle against numbers, this one manages to check both boxes without compromise.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionAluminum Siding
Lot Size22 × 132 Feet
CountyElgin
Annual Tax$2,778
Legal DescriptionPART OF LOT 7 S/S SMITH ST PLAN 117 PORT STANLEY AS IN E278556; T/W E278556 MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Spaces0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Fenced Yard, Golf, Marina, Lake/Pond, School

Community Features

Location

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326 Smith Street, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 326 Smith Street, Central Elgin, ON N5L 1C6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$440,000
Monthly Mortgage$2,557
Property Tax (Est.)$232
Utilities & Maint.$350
Total Monthly Cost$3,139

Strategic Fiscal Clarity

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