42200 McBain Line, Central Elgin, ON

$714,000
MLS#:X12964998
3 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $714,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 48.4 x 103.8 ft lot
  • Features a ["finished", "development potential"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, Sump Pump
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Move-in ready and ideal for young families or empty nesters, The Rumford bungalow by Hayhoe Homes features 3 bedrooms (2+1), 3 bathrooms, and a 1.5-car garage in a well-designed, open-concept layout. The main floor offers 9' ceilings and luxury vinyl plank flooring (as per plan), with a stylish kitchen that includes quartz countertops, a tile backsplash, and central island flowing into the great room with patio door to a rear deck complete with BBQ gas line. The primary suite features a walk-in closet and a 3-piece ensuite with shower. A second bedroom, a full bathroom, and convenient main floor laundry round off the main floor. The finished basement adds a spacious family room, 3rd bedroom, and bathroom with development potential for a future 4th bedroom. Additional highlights include a covered front porch, central air & HRV system, Tarion New Home Warranty, and numerous upgrades throughout. Taxes to be assessed.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Vinyl Siding
Lot Size48.4 × 103.8 Feet
CountyElgin
Annual Tax$0
Legal DescriptionLOT 38, PLAN 11M272; MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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42200 McBain Line, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42200 McBain Line, Central Elgin, ON N5P 0E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$571,200
Monthly Mortgage$3,319
Property Tax (Est.)$0
Utilities & Maint.$350
Total Monthly Cost$3,669

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Central Elgin.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$780,367

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6

Secondary Schools

Parkside
Public241 Sunset Drive, St. Thomas, Ontario, N5R 3C2
6.1
St. Joseph’s
Catholic100 Bill Martyn Parkway, St. Thomas, Ontario, N5R 6A7
6.5
Central Elgin
Public201 Chestnut Street, St. Thomas, Ontario, N5R 2B5
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.