495 Tower Street, Centre Wellington, ON

$1,099,000
MLS#:X13073340
2 beds
3 baths
2500-3000 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2 1/2 Storey"] detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium board & batten and stone construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 107 x 80 ft lot
  • Features a ["partial basement"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Heater Owned, Water Softener
  • equipped with ["central air", "other"] central cooling and highly efficient forced air heating via gas

Welcome to one of Fergus' most admired century homes - a stately, beautifully cared-for property that blends timeless character with thoughtful, high-quality updates. Set just steps from downtown, this home offers the charm, walkability, and peaceful surroundings that make this neighbourhood so special. Inside, you'll find warm, inviting spaces filled with natural light, original details, and the craftsmanship you expect in a home of this era. Over the years, the owners have completed extensive renovations and improvements: a post-and-beam addition, redesigned kitchen with custom cabinetry, refinished maple and pine flooring, updated bathrooms, insulated basement, newer windows, a Daikin heat pump system, tankless water heater, upgraded electrical, and a long list of careful maintenance that preserves the integrity of the home while enhancing comfort. The layout is ideal for the buyer who wants character without sacrificing function - generous principal rooms, a serene primary suite, flexible spaces for hobbies or guests, and a finished third level attic space with additional room to spread out. The HEATED cobblestone walkway, custom storm doors, and restored Tower Street entrance add to the home's charm and ease of living. Outside, the property truly shines. The front porch offers a quiet place to watch the world go by, while the backyard feels like a private garden retreat with mature landscaping, drip irrigation, and beautifully manicured beds. It's the perfect setting for morning coffee, family visits, or peaceful afternoons at home. With its blend of history, quality updates, and an unbeatable location, this is a rare opportunity to own a landmark Fergus home that has been loved, maintained, and ready for its next chapter.

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Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBoard & Batten , Stone
Lot Size107 × 80 Feet
CountyWellington
Annual Tax$5,513
Legal DescriptionLT 1 SE/S OF GARRAFRAXA ST PL 77 FERGUS; CENTRE WELLINGTON

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air", "Other"]

Features

Property Features

Arts Centre, Hospital, Library, Park, River/Stream

Community Features

Location

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495 Tower Street, Centre Wellington, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Fergus, Centre Wellington.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$763,941

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Victoria Terrace
Public500 Victoria Terrace, Centre Wellington, Ontario, N1M 2G5
6.5
St Joseph
Public760 St. David Street North, Centre Wellington, Ontario, N1M 1A1
9.3
J Douglas Hogarth
Public360 Cherry Hill Place, Centre Wellington, Ontario, N1M 1Z5
6.1
John Black
Public150 Lamond Street, Centre Wellington, Ontario, N1M 2A1
6.6
Elora
Public288 Mill Street East, Centre Wellington, Ontario, N0B 1S0
6.3

Secondary Schools

Centre Wellington
Public905 Scotland Street, Centre Wellington, Ontario, N1M 1Y7
7.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 495 Tower Street N, Centre Wellington, ON N1M 2N8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$879,200
Monthly Mortgage$5,108
Property Tax (Est.)$459
Utilities & Maint.$350
Total Monthly Cost$5,917

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Centre Wellington.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.