1002 Ontario Street, Cobourg, ON

$649,000
MLS#:X13101166
3 beds
1 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 166.95 ft lot
  • Features a ["unfinished", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater Owned
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Circa early 1800s English cottage with documented ties to Cobourg's first Mayor and Postmaster General. One of the oldest continuously inhabited homes in the area, with the original handwritten land registry abstract framed in the living room and included in the purchase.Set overlooking, and backing onto the golf course, this property offers privacy, mature trees, and established gardens. The interior blends character and function with multiple skylights and large picture windows that bring in natural light. The kitchen is well equipped with gas range, wall ovens, stone counters, and stainless steel appliances. Original features remain, including bread ovens and a gas-converted fireplace.The home offers three bedrooms, main floor laundry, and a fully renovated bathroom (2025). Additional updates include all new windows and patio door (2025), and a professionally completed crawlspace encapsulation with dehumidification system and added steel supports (approx. $20,000).Outdoor features include multiple decks, fire pit, landscaped grounds, and a detached bunkie.Located minutes to Victoria Beach, downtown Cobourg, the YMCA, shopping, dining, the 401, and VIA Rail.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionStucco (Plaster)
Lot Size50 × 166.95 Feet
CountyNorthumberland
Annual Tax$3,407
Legal DescriptionPT BLK C PL CADDY (FORMERLY LT 18 CON 1 HAMILTON) COBOURG PT 1, 39R1788; T/W NC270957 TOWN OF COBOURG

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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1002 Ontario Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1002 Ontario Street, Cobourg, ON K9A 3C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$519,200
Monthly Mortgage$3,017
Property Tax (Est.)$284
Utilities & Maint.$350
Total Monthly Cost$3,651

Strategic Fiscal Clarity

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