1072 Ontario Street, Cobourg, ON

$829,900
MLS#:X13170846
3 beds
3 baths
1100-1500 sqft
7.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $829,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 80.75 x 194.96 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Floor Drain
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Discover the perfect blend of classic charm and modern luxury in this meticulously maintained, turnkey bungalow. Situated on a premium, deep lot in a mature central Cobourg neighborhood, this home offers a rare backyard oasis backing onto The Mill Golf Course. Inside, the sun-drenched main floor features a spacious L-shaped living and dining area, anchored by a cozy gas fireplace and elegant oak hardwood flooring. The gourmet kitchen is a true showpiece, boasting sleek quartz countertops and ample prep space. Retreat to the primary suite, a private sanctuary complete with a stunning walk-in glass shower and the added luxury of heated towel racks. The fully finished lower level offers incredible versatility, featuring a large family room with a convenient kitchenette, a luxury 3-piece bath, and a flexible third bedroom currently utilized as a home office-ideal for multi-generational living or a premium guest suite. Enjoy barbeques and evenings on your raised back deck or ground level patio and a fully fenced area ensures peace of mind for kids and pets alike. A dedicated man-cave/she-shack at the back of the lot provides the ultimate getaway for hobbies or relaxation. The attached single-car garage features a rare drive-thru door to the backyard, making the storage of seasonal items, lawn equipment, or patio furniture an absolute breeze. Located just minutes from Cobourg's famous white-sand beach and historic downtown, this home isn't just a move-it's an upgrade to your lifestyle.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Vinyl Siding
Lot Size80.75 × 194.96 Feet
CountyNorthumberland
Annual Tax$4,877.7
Legal DescriptionPT BLK C PL CADDY (FORERLY LT 18 CON 1 HAMILTON) COBOURG AS IN NC223707; COBOURG

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Golf, Hospital, Public Transit, Rec./Commun.Centre, School

Community Features

Location

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1072 Ontario Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1072 Ontario Street, Cobourg, ON K9A 3C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$663,920
Monthly Mortgage$3,858
Property Tax (Est.)$406
Utilities & Maint.$350
Total Monthly Cost$4,614

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$718,091

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.