144 Spencer Street, Cobourg, ON

$624,900
MLS#:X13120682
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
Loading property media...

Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $624,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40.93 x 173.69 ft lot
  • Features a ["finished", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Storage
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 144 Spencer St. E., a charming 2 Bedroom, 2 Bathroom detached brick bungalow in the desirable community of Cobourg, walking distance to Cobourg beach, historic downtown, and near schools, parks, community centres, shopping, and walking trails. The front of the home offers a refreshing landscaped lawn, a 2-car private driveway, and a separate side door entrance to the finished basement. The backyard features a convenient walkout composite deck with a pergola and a garden shed for additional storage. Inside, the bright open-concept main floor, finished with hardwood floors, welcomes you into the inviting yet cozy living room with a gas fireplace and built-in shelving for a personalized touch. The stylish kitchen is thoughtfully designed with modern white cabinetry, stainless steel appliances, and a functional island breakfast bar, seamlessly flowing into the sun-filled dining area. The primary bedroom is a true standout, featuring a rare walkout to the back deck, while the second bedroom offers ample storage with both a closet and wardrobe. The well-appointed 3-piece main floor bathroom is finished with tile flooring and a spa-inspired walk-in glass shower with a luxury rain-style shower head.The fully finished versatile basement offers an additional bedroom, 4-piece bathroom and comfortable living space, along with a separate side entrance, making it ideal for extended family, guests, or a potential secondary suite. Perfectly positioned in one of Cobourg's most sought-after locations, this home combines beautiful finishes, rare features, and a thoughtfully designed outdoor space, making it a standout opportunity for those seeking comfort, style, and convenience in a beautiful community.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 21, 2026
Sold price information is available to members only
Listed Date5/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size40.93 × 173.69 Feet
CountyNorthumberland
Annual Tax$3,668.2
Legal DescriptionLT 3 PL 89 COBOURG; COBOURG

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Cul de Sac/Dead End, Golf, Hospital, Park, School

Community Features

Location

Initializing map...
144 Spencer Street, Cobourg, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Cobourg, Cobourg.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$677,631

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 144 Spencer Street E, Cobourg, ON K9A 1C4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...
Financial Audit

Estimated Costs

Loan Amount$499,920
Monthly Mortgage$2,905
Property Tax (Est.)$306
Utilities & Maint.$350
Total Monthly Cost$3,561

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.