158 Stuart Street, Cobourg, ON

$575,000
MLS#:X13430844
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $575,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50.97 x 148.22 ft lot
  • Features a ["full", "walk-up"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Full of timeless charm and character, this beautifully maintained family home in sought-after Monk's Cove neighbourhood is steps from Lake Ontario and offers the perfect blend of historic appeal and modern comfort. Featuring 3 bedrooms and 2 bathrooms, the bright and inviting main floor boasts open-concept living and dining rooms w hardwood flooring, ideal for everyday living and entertaining, along with a spacious eat-in kitchen and convenient 2-piece powder room. The full unfinished basement offers ample space for a workshop, laundry and storage. Start your mornings or unwind in the evenings on the full-length covered front porch with desirable western exposure, perfect for enjoying stunning sunsets. Outside, the private fully fenced backyard is surrounded by mature trees, creating a peaceful retreat with exceptional privacy and large shed/shop. Ideally located within walking distance of downtown, and just steps from the lake, Tut Gutteridge Park, and community garden, this special property offers a walkable lifestyle in a quiet pocket of southwest Cobourg close to all of Cobourg's wonderful amenities.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size50.97 × 148.22 Feet
CountyNorthumberland
Annual Tax$4,329.4
Legal DescriptionLT 6 E/S STUART ST BLK B PL CADDY (FORMERLY LT 20 CON A HAMILTON) COBOURG EXCEPT PT 2 39R10253 TOWN OF COBOURG

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Lake/Pond, Beach, Fenced Yard, Hospital, Park, Library

Community Features

Location

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158 Stuart Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 158 Stuart Street, Cobourg, ON K9A 2Y2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$460,000
Monthly Mortgage$2,673
Property Tax (Est.)$361
Utilities & Maint.$350
Total Monthly Cost$3,384

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$719,090

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.