215 Water Street, Cobourg, ON

$1,285,000
MLS#:X13063818
3 beds
4 baths
2000-2500 sqft
8.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and hardboard construction, this residence presents an exceptional opportunity offered at $1,285,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 122.33 x 53.9 ft lot
  • Features a ["separate entrance", "finished", "full"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Central Vacuum
  • equipped with ["none"] central cooling and highly efficient forced air heating via gas

Experience a sun-drenched, turn-key lifestyle in this custom Stalwood-built home . Perfectly positioned in a sought-after location, this one-owner property offers direct views of Lake Ontario through floor-to-ceiling windows. The open-concept main floor features 9ft ceilings with tray details, a gas fireplace, and a seamless flow from the kitchen to the dining and living areas. Step onto the elevated south- and west-facing deck to enjoy summer breezes off the water. Two well-appointed bedrooms, a 3pc bath with jet tub, a 2pc guest bath, and laundry room complete the main floor. The entire upper level is a private sanctuary with a large primary bedroom, luxury 3pc ensuite with walk-in shower and walk-in closet. Completing the upper level is a bright and airy sitting area/office. The versatile lower level Includes a rec room with outdoor access, 3pc bath, and a yoga studio easily converted back into a 4th bedroom and flex space. This exceptional property features a sidewalk-free lot complemented by perennial gardens, two storage sheds, and a dedicated pad for a hot tub. The home is designed for convenience and ease, offering a one-and-a-half car garage, a carport, and additional parking for up to eight vehicles. Its prime location ensures you are just steps away from Cobourg Beach, Victoria Park, Donegan Park, and the vibrant local shops and restaurants of downtown. Furthermore, the residence provides seamless, easy access to both local amenities and the 401.

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Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 1, 2026
Sold price information is available to members only
Listed Date4/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Hardboard
Lot Size122.33 × 53.9 Feet
CountyNorthumberland
Annual Tax$8,734
Legal DescriptionPT LT 12 TIER 5 PL CADDY (FORMERLY LT 15 CON B HAMILTON) COBOURG; PT LT 13 TIER 5 PL CADDY (FORMERLY LT 15 CON B HAMILTON) COBOURG PT 1 39R7682; S/T INTEREST IN NC247030 TOWN OF COBOURG

Parking & Garage

Parking Spaces8.0
Garage Spaces7
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["None"]

Features

Property Features

Beach, Hospital, Lake Access, Marina, Park, School

Community Features

Location

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215 Water Street, Cobourg, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Cobourg, Cobourg.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$677,365

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 215 Water Street, Cobourg, ON K9A 1R3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$1,028,000
Monthly Mortgage$5,973
Property Tax (Est.)$728
Utilities & Maint.$350
Total Monthly Cost$7,051

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.