228 Ruttan Terrace, Cobourg, ON

$594,800
MLS#:X13076416
2 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $594,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 27 x 124.5 ft lot
  • Features a ["finished", "full"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, In-Law Capability
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Bright, move-in ready freehold bungalow offering approximately 1,642 sq. ft. of finished living space with thoughtful updates throughout. Carpet-free living features fresh neutral décor, a skylight-filled living room with custom fireplace feature. The eat-in kitchen showcases quartz countertops and a walkout to a covered deck with a natural gas BBQ hookup - perfect for easy outdoor entertaining. Spacious primary bedroom features his & hers closets with custom shelving, plus beautifully renovated bathrooms including the spa-inspired lower level shower with glass doors. The lower level was intentionally designed by the builder to maximize living space and features huge above-grade windows that make the space feel bright and inviting. Offering approximately 738 sq. ft. of finished additional living space, it includes a spacious second bedroom, large family room, and separate recreation room with closet and window offering excellent flexibility for a potential third bedroom, guest space, office, or gym. Updated waterproof luxury vinyl plank flooring and finished trim throughout complete the space. Additional highlights include main floor laundry, automatic garage door opener, updated 25-year shingles (2021), and well-maintained mechanics. An excellent affordable option for first-time buyers, downsizers, or anyone seeking low-maintenance living close to shopping, amenities, and Cobourg's beautiful waterfront.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 21, 2026
Sold price information is available to members only
Listed Date5/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
ConstructionBrick, Vinyl Siding
Lot Size27 × 124.5 Feet
CountyNorthumberland
Annual Tax$3,981
Legal DescriptionPCL 11-1 SEC 39M802; LT 11 PL 39M802 COBOURG TOWN OF COBOURG

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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228 Ruttan Terrace, Cobourg, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 228 Ruttan Terrace, Cobourg, ON K9A 5X6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$475,840
Monthly Mortgage$2,765
Property Tax (Est.)$332
Utilities & Maint.$350
Total Monthly Cost$3,447

Strategic Fiscal Clarity

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