427 Victoria Street, Cobourg, ON

$529,000
MLS#:X12744434
2 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $529,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 51.32 x 82 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Storage
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Let your mornings begin on the east-facing covered front porch, cradling a warm mug as the golden sun filters through the neighbourhood's mature trees. Inside, the floor plan breathes with a soft, airy energy; light spills across the rooms, creating a seamless flow designed for both quiet reflection and the joyful liveliness of daily life. The heart of the home extends into a finished lower level, a versatile hideaway where plush carpets and a second full bath invite long movie marathons or a quiet afternoon of creative hobbies. For the practical soul, the attached garage offers a seamless transition, sheltering you from the elements, and ensuring your arrival is always dry and effortless. Beyond the back door, your private world awaits. The fenced backyard is a verdant canvas for summer memories, anchored by a covered rear patio that transforms a rainy afternoon into a rhythmic, cozy retreat. Whether you are letting the scent of artisanal espresso guide you to Cobourg's boutique downtown or taking a sunset stroll along the boardwalk, this home isn't just a residence-it's an invitation to live life at your own pace.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 3, 2026
Sold price information is available to members only
Listed Date1/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size51.32 × 82 Feet
CountyNorthumberland
Annual Tax$3,909
Legal DescriptionPT LT 1 & 2 BLK S PL CADDY (FORMERLY LT 18 CON A HAMILTON) COBOURG; PT UNNAMED ST BLK S PL CADDY COBOURG (CLOSED BY CB88) PT 1 & 2 39R1532; COBOURG

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Fenced Yard, Library, Marina, Park, Wooded/Treed

Community Features

Location

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427 Victoria Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 427 Victoria Street, Cobourg, ON K9A 3H1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$423,200
Monthly Mortgage$2,459
Property Tax (Est.)$326
Utilities & Maint.$350
Total Monthly Cost$3,135

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$719,090

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.