540 Division Street, Cobourg, ON

$995,000
MLS#:X12793052
0 beds
1 baths
Commercial
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Description

Property Highlights

Welcome to this remarkable [] commercial retail located in the coveted neighborhood of Cobourg. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 1 Bathroom
  • Premium 122 x 1281 ft lot size
  • Features a [] basement, adding superb versatility for recreation, a home gym, or extra storage
  • equipped with ["no"] central cooling and highly efficient gas forced air closed heating

Exceptional opportunity to acquire a 3.5-acre light manufacturing property in the Town of Cobourg. Featuring 122 feet of frontage and an existing 4500 sf building formerly operating as a building supply outlet (continued use permitted). This property offers immediate functionality for contractors, trades, equipment operators, or yard-based businesses. Light manufacturing zoning allows for a wide range of permitted uses. Due to the parcel's configuration and setback parameters, the site is ideally suited for compound-style operations including outdoor storage, fleet staging, contractor yards, mini storage units, equipment sales, or hybrid yard + shop configurations. Backing onto the CN rail corridor, the property benefits from industrial separation and no rear residential neighbors. Large yard component provides significant operational flexibility. Opportunities of this scale in Cobourg's industrial market are increasingly rare. Ideal for owner-operators seeking long-term cost control and asset ownership versus rising lease rates.

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Key Features

Bathrooms
1
Property Type
Commercial

Additional Details

StatusActive
Listed Date2/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size122 × 1281 Feet
CountyNorthumberland
Annual Tax$8,123
Legal DescriptionPART PARK LOTS B & R & PART OF WELLINGTON STREET (CLOSED BY INSTRUMENT CG5138), CADDY PLAN, PART 2, 39R13709 TOWN OF COBOUR

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
Cooling["No"]

Features

Property Features

Community Features

Major Highway

Location

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540 Division Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 540 Division Street, Cobourg, ON K9A 3S4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$796,000
Monthly Mortgage$4,625
Property Tax (Est.)$677
Utilities & Maint.$350
Total Monthly Cost$5,652

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$718,862

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.