498 North Mill Street, Fort Erie, ON

$479,900
MLS#:X13210806
3 beds
1 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of 335 - Ridgeway. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 60 x 126.55 ft lot
  • Features a ["none"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: On Demand Water Heater, Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 498 North Mill Street, a rare double-lot opportunity in one of Ridgeway's most walkable pockets, steps from the beach, parks, and top-rated schools. The current owners have invested significantly in the property, including significant hardscaping of stamped concrete, and an underground sprinkler system, and thoughtful updates throughout. Open concept main floor is anchored by a custom kitchen with stainless steel appliances and quartz counters, flowing into a bright living and dining space framed by cathedral ceilings and exposed wood beams. A signature spiral staircase leads to a versatile loft, perfect as a home office, reading nook, or studio. Three spacious bedrooms are on the main level, including a primary suite where an oversized ensuite addition has been roughed in with vaulted ceilings, drywall, and a separate entrance to the back patio. Drywalled and ready for the next owner to select finishes, fixtures, and trim, creating a true spa-style retreat tailored to your taste. Features include forced-air gas heat, central air conditioning, an on-demand water heater, and municipal services throughout. Outside, enjoy a fully fenced yard, newer stamped concrete deck, and the privacy and flexibility a double lot provides. Stone and brick sections of exterior with private driveway and parking for four or more elevate the outdoor space drastically. Move-in ready with rare upside, this is the kind of property that simply doesn't come up often in Ridgeway.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding, Brick
Lot Size60 × 126.55 Feet
CountyNiagara
Annual Tax$3,000.56
Legal DescriptionPT LT 23 CON 2 LAKE ERIE BERTIE PT 2, 59R10322; FORT ERIE

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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498 North Mill Street, Fort Erie, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for 335 Ridgeway, Fort Erie.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8
St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Our Lady of Victory
Public300 Central Avenue, Fort Erie, Ontario, L2A 3T3
5.0

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 498 North Mill Street, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$383,920
Monthly Mortgage$2,231
Property Tax (Est.)$250
Utilities & Maint.$350
Total Monthly Cost$2,831

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Fort Erie.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.