281 Stewart Lake Road, Georgian Bay, ON

$1,099,000
MLS#:X13101588
5 beds
1 baths
1500-2000 sqft
5.5 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 145 x 240 ft lot
  • Features a ["crawl space", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.5 total parking spaces available with a convenient detached configuration
  • Notable attributes: Generator - Full
  • equipped with ["window unit(s)"] central cooling and highly efficient baseboard heating via electric

Nestled on the tranquil shores of Stewart Lake, this charming four-bedroom cottage/home offers a seamless blend of natural beauty and refined Muskoka living. Thoughtfully designed, the bright open-concept interior is filled with natural light from expansive windows, creating a warm and inviting atmosphere throughout. The kitchen and dining area feature a stunning vaulted ceiling, a spacious centre island, and a walkout to expansive decks overlooking the lake, perfect for entertaining or relaxing in a peaceful setting. The living room showcases serene water views and a propane fireplace, while the Muskoka room provides an ideal space for reading, games, or unwinding after a day on the lake. Each bedroom is designed with comfort in mind, offering a restful retreat for family and guests alike. Outdoors, enjoy a private waterfront with a sandy, walk-in shoreline and a newly built, expansive dock, perfect for swimming, lounging, and enjoying all that lake life has to offer. The flat, usable lot enhances the overall experience and includes a private hot tub and cedar barrel sauna, creating a true lakeside escape. Additional features include a detached garage for convenient storage, along with a charming bunkie and shed, offering flexibility for guests or additional space. Adding to the property's long-term value, a new 5-bedroom septic system is currently being installed, providing increased capacity and future flexibility. The property also offers excellent rental potential, with a pro-forma statement available outlining forecasted income, making this a compelling opportunity for both personal use and investment. Ideally located just minutes from the charming town of Mactier, this exceptional Stewart Lake offering presents a rare opportunity to own a refined Muskoka property with both lifestyle appeal and income upside.

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Key Features

Bedrooms
5
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size145 × 240 Feet
CountyMuskoka
Annual Tax$3,769.22
Legal DescriptionPCL 24564 SEC MUSKOKA; PT LT 1 CON 8 FREEMAN; PT LT 2 CON 8 FREEMAN PT 26, BR1660; GEORGIAN BAY ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces5.5
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
Cooling["Window Unit(s)"]

Features

Property Features

Golf, Waterfront

Community Features

Location

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281 Stewart Lake Road, Georgian Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 281 Stewart Lake Road, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$879,200
Monthly Mortgage$5,108
Property Tax (Est.)$314
Utilities & Maint.$350
Total Monthly Cost$5,772

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Georgian Bay.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$670,161

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.