103 Surrey Street, Guelph, ON

$459,900
MLS#:X12710370
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] semi-detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $459,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 25.87 x 141.33 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Upgraded Insulation, Water Softener
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 103 Surrey St E, beautifully renovated century home nestled in one of Guelph's most desirable locations, short stroll from vibrant downtown! This 3-bdrm property offers excellent upside W/the potential to add a 4th bdrm, making it especially attractive for student housing, rental investors or parents purchasing for their students. Positioned within walking distance to downtown, GO Train & University, the home sits in a high-demand rental corridor consistently sought after by students & young professionals. With student rents on the rise, prices having adjusted-rare opportunity to own a semi-detached home under $500,000, lower interest rates & City of Guelph loosening restrictions, this represents one of the most favourable markets in recent years for student rentals & an excellent time to act. Upon entry you're greeted by bright & airy living room featuring solid hardwood floors & multiple windows. The living room flows effortlessly into spacious dining room ideal for hosting family gatherings or dinner parties with friends. Eat-in kitchen is a showstopper with fresh white cabinetry, beautiful backsplash & S/S appliances. Charming wainscoting adds character & direct access to the deck makes outdoor entertaining a breeze-perfect for BBQs with friends & family. Upstairs you'll find 3 spacious bdrms all with hardwood floors, high baseboards & large windows. Modern 3pc bath features sleek vanity & convenient stackable laundry. With room to add a 4th bdrm & zoning that allows for future possibilities, this home offers incredible flexibility! Property also includes detached garage at the back, perfect for add'l storage & parking. Home has been mechanically updated: newer furnace, wiring, windows & plumbing along with cosmetic upgrades such as the kitchen, bathroom & flooring. This property's location is unbeatable: walking distance to restaurants, boutiques, nightlife & more! Local gems like Sugo on Surrey & Zen Gardens are at your doorstep! Being sold as is.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 18, 2026
Sold price information is available to members only
Listed Date1/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
ConstructionBrick
Lot Size25.87 × 141.33 Feet
CountyWellington
Annual Tax$4,235.03
Legal DescriptionPT LOT 15, PLAN 33 , AS IN ROS186027, T/W ROS186027 ; GUELPH

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Place Of Worship, Public Transit, Park, Rec./Commun.Centre, School, Library

Community Features

Location

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103 Surrey Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 103 Surrey Street E, Guelph, ON N1H 3P7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$367,920
Monthly Mortgage$2,138
Property Tax (Est.)$353
Utilities & Maint.$350
Total Monthly Cost$2,841

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Guelph.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$852,282

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8
Victory
Public135 Exhibition Street, Guelph, Ontario, N1H 4R4
7.8
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.