187 Ray Street, Hamilton, ON

$589,900
MLS#:X13616498
2 beds
2 baths
700-1100 sqft
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Strathcona. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 27.72 x 95.92 ft lot
  • Features a separate entrance, full, partial basement, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available
  • Notable attributes: Floor Drain, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in one of Hamilton's most sought-after and rapidly evolving neighbourhoods, this beautifully renovated home offers an exceptional lifestyle just moments from Bayfront Park, West Harbour Go Station, TD Coliseum, James St. North, waterfront trails, vibrant downtown amenities, lush green spaces, & convenient highway access. Thoughtfully reimagined in 2024, the home blends timeless style with modern comfort. At its heart is a stunning designer kitchen featuring an expansive dining area, ideal for both everyday living and effortless entertaining. Significant upgrades provide peace of mind, including Timberline HDZ GAF shingles (2022), furnace (2021), central air conditioning (2025), stove (2022), dishwasher and refrigerator (2024). The home features two beautifully appointed bathrooms, including a spa-inspired main bath complete with a luxurious soaker tub. A separate rear entrance and kitchen sink rough-in create outstanding potential for a private in-law suite. Step outside to your own private retreat, where beautiful gardens are complemented by elegant concrete patios, manicured green space, and a spacious storage shed, offering the perfect balance of beauty and functionality. Completing this exceptional home are an impressive oversized living room and a generously proportioned primary bedroom, providing an abundance of space for comfortable, refined living in one of Hamilton's most desirable locations.

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Property Summary

This detached home located at 187 Ray Street, Hamilton is currently for sale and has been available on SousaSells for 1 day. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 187 Ray Street, Hamilton is in the Strathcona neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Strathcona, Hamilton.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick
BasementSeparate Entrance, Full, Partial Basement, Partially Finished
Lot Size27.72 × 95.92 Feet
CountyHamilton
Annual Tax$3,503.78
Legal DescriptionPT LT 8, PL 229 , PART 5 , 62R1453 ; PT LT 7, PL 229 , PART 2 , 62R13495 ; HAMILTON

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Floor Drain
  • In-Law Capability
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 187 Ray Street, Hamilton, ON

Q.What is the asking price for 187 Ray Street, Hamilton, ON ?

The current listing price for 187 Ray Street, Hamilton, ON in Strathcona, Hamilton is $589,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 187 Ray Street, Hamilton, ON ?

187 Ray Street, Hamilton, ON is a Semi-Detached (Bungalow) featuring a Separate Entrance, Full, Partial Basement, Partially Finished basement.

Q.What key property features does 187 Ray Street, Hamilton, ON offer?

Key property features include: Fenced Yard, Park, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Floor Drain, In-Law Capability, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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187 Ray Street, Hamilton, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 187 N Ray Street N, Hamilton, ON L8R 2Y3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$176,970 (30.0%)
* Minimum Canadian down payment required for this price is $33,990.
Amortization Period30 Years
Estimated Monthly Payment$1,964Based on a loan of $412,930 over 30 years.
Purchase Price$589,900
Loan Amount$412,930
Provincial Land Transfer Tax:$8,273
Total Estimated Closing Taxes:$8,273

About Purchasing a Home in Hamilton, ON

For a property listed at $589,900 in Hamilton, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.

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Strathcona, Hamilton Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Strathcona, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$647,737

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Strathcona, Hamilton

Elementary Schools

Hess Street
Public107 Hess Street North, Central, Hamilton, Ontario, L8R 2T1
5.4
Dr. J. Edgar Davey
Public99 Ferguson Avenue North, Beasley, Hamilton, Ontario, L8R 1L6
1.9
Bennetto
Public47 Simcoe Street East, North End East, Hamilton, Ontario, L8L 3N2
3.3
St Lawrence's
PublicMary Street, North End East, Hamilton, Ontario, L8L 3X3
4.8
Queen Victoria
Public166 Forest Avenue, Corktown, Hamilton, Ontario, L8N 0A5
2.7

Secondary Schools

St. Mary’s
Catholic146 Park Street North, Central, Hamilton, Ontario, L8R 2N2
7.2
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1
Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6
Westdale
Public700 Main Street West, Westdale South, Hamilton, Ontario, L8S 1A5
6.7

Strathcona, Hamilton Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.