12 Russell Street, Kawartha Lakes, ON

$899,500
MLS#:X12953094
5 beds
4 baths
3500-5000 sqft
8.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $899,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 82.5 x 132 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with ["none"] central cooling and highly efficient radiant heating via gas

This grand home has been in the same family for generations & was actually the first bank in Lindsay. This stately property features over 4000 sq ft of living space w/large principal rooms & has been updated over the years while retaining its charm & character. Currently set up as 3 living units this home can be reconfigured as a single family residence w/an in-law suite on the back, or keep it as is & enjoy the rental income potential. Main floor features high ceilings & large updated windows w/lots of natural light. Currently configured w/2 large bdrms w/shared 3pc bth, living room, dining room & kitchen. Second level features a primary bdrm w/3pc ensuite, living room, eat in kitchen, 2 additional bdrms (or rec rooms), study, 3pc bth w/laundry & 2 staircases. The in law suite is located on the back of the home & features 1 bdrm w/3pc ensuite, living room, eat in kitchen & lots of storage. Outside is a large 2 car garage w/plenty of storage space for all your toys, & lots of parking.

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Key Features

Bedrooms
5
Bathrooms
4
Kitchens
3
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size82.5 × 132 Feet
CountyKawartha Lakes
Annual Tax$6,900.92
Legal DescriptionLT 3 N/S RUSSELL ST PL 15P; S/T DEBTS IN R168756

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
Cooling["None"]

Features

Property Features

Park, Place Of Worship, School, School Bus Route

Community Features

Location

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12 Russell Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Russell Street E, Kawartha Lakes, ON K9V 1Z8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$719,600
Monthly Mortgage$4,181
Property Tax (Est.)$575
Utilities & Maint.$350
Total Monthly Cost$5,106

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Kawartha Lakes.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$617,435

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Parkview
Public133 Adelaide Street North, Kawartha Lakes, Ontario, K9V 4M2
7.1
Alexandra
Public65 Sussex Street North, Kawartha Lakes, Ontario, K9V 4H9
5.8
Queen Victoria
Public11 John Street, Kawartha Lakes, Ontario, K9V 1J3
5.5
St. Mary
Catholic16 St. Lawrence Street, Kawartha Lakes, Ontario, K9V 2J8
2.5
King Albert
Public49 Glenelg Street West, Kawartha Lakes, Ontario, K9V 2T9
2.9

Secondary Schools

Lindsay
Public260 Kent Street West, Kawartha Lakes, Ontario, K9V 2Z5
5.9
I E Weldon
Public24 Weldon Road, Kawartha Lakes, Ontario, K9V 4R4
5.6
St. Thomas Aquinas
Catholic260 Angeline Street South, Kawartha Lakes, Ontario, K9V 0J8
4.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.