20 St. Paul Street, Kawartha Lakes, ON

$499,999
MLS#:X12763580
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 59.41 x 114.11 ft lot
  • Features a ["finished", "full"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Central Vacuum
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 20 Saint Paul Street in Lindsay, Ontario, a beautifully maintained raised bungalow for sale in Lindsay located in a quiet, family-friendly neighbourhood with a school within walking distance. This 2+2 bedroom, 2 bathroom raised bungalow features an open-concept main floor filled with natural light, making it an ideal home for first-time home buyers, families, and down-sizers alike. The functional layout offers comfortable everyday living with flexible space for entertaining, working from home, or hosting guests. The fully finished lower level adds two additional bedrooms and a second bathroom-perfect for growing families, multi-generational living, or buyers looking for extra space in a bungalow with finished basement in Lindsay. Keep warm and cozy in the basement with a natural gas fireplace! Additional convenience is offered with a central vacuum system, making day-to-day maintenance easy and efficient. A standout feature of this property is the detached shop with power, ideal for hobbyists, storage, or workshop use. The shop is equipped with a shingled roof (approximately 7 years old) and has propane service available, with the propane line already in place for easy reconnection, an excellent bonus for buyers seeking a home with shop in Kawartha Lakes. Recent updates include air conditioning (2025), a natural gas furnace (2022), and fresh professional paint throughout, offering peace of mind while still leaving room to add your own personal touches. The home also includes an on-demand hot water system, tankless water heater (owned), in addition to the original functioning hot water tank (2019). Located close to schools, amenities, and all that Lindsay has to offer, this bungalow for sale in Kawartha Lakes is a wonderful opportunity to own a versatile, move-in-ready home in a welcoming community.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 13, 2026
Sold price information is available to members only
Listed Date2/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size59.41 × 114.11 Feet
CountyKawartha Lakes
Annual Tax$3,341
Legal DescriptionCONSOLIDATION OF VARIOUS PROPERTIES PT LT 2 E/S ST. PAUL ST. PLAN 26 PT 2 57R8921; PT 2 57R9176; S & E PT 3 57R9176; FORMER TOWN OF LINDSAY CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Level

Community Features

Location

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20 St. Paul Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 St. Paul Street, Kawartha Lakes, ON K9V 1S4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$399,999.2
Monthly Mortgage$2,324
Property Tax (Est.)$278
Utilities & Maint.$350
Total Monthly Cost$2,952

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Kawartha Lakes.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$617,372

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Parkview
Public133 Adelaide Street North, Kawartha Lakes, Ontario, K9V 4M2
7.1
Alexandra
Public65 Sussex Street North, Kawartha Lakes, Ontario, K9V 4H9
5.8
Queen Victoria
Public11 John Street, Kawartha Lakes, Ontario, K9V 1J3
5.5
St. Mary
Catholic16 St. Lawrence Street, Kawartha Lakes, Ontario, K9V 2J8
2.5
King Albert
Public49 Glenelg Street West, Kawartha Lakes, Ontario, K9V 2T9
2.9

Secondary Schools

Lindsay
Public260 Kent Street West, Kawartha Lakes, Ontario, K9V 2Z5
5.9
I E Weldon
Public24 Weldon Road, Kawartha Lakes, Ontario, K9V 4R4
5.6
St. Thomas Aquinas
Catholic260 Angeline Street South, Kawartha Lakes, Ontario, K9V 0J8
4.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.