78 Riverbank Road, Kawartha Lakes, ON

$639,000
MLS#:X13109532
2 beds
1 baths
700-1100 sqft
10.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Somerville. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $639,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 121 x 187.21 ft lot
  • Features a ["crawl space"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor, Propane Tank
  • equipped with ["other"] central cooling and highly efficient heat pump heating via other

Move-in ready, year-round waterfront home on Burnt River. This beautifully maintained and thoughtfully updated 2-bedroom (can be converted back to 3-bedroom if desired), 1-bath home offers the perfect blend of comfort and waterfront living. Set on a private treed lot with 121 ft of frontage on Burnt River, it's an ideal retreat for swimming, kayaking, or enjoying a scenic boat ride to Cameron Lake. Inside, you'll find a newer kitchen with quartz counters and stainless steel appliances, a bright living space with a propane fireplace (2024), and a primary bedroom with a walkout to the yard and wall-to-wall closet. The bathroom includes a convenient laundry closet, and a mini-split heat pump A/C unit ensures year-round comfort with backup baseboard heat. The property features a double car garage (23' x 19') with new doors and openers (2024), upgraded electrical and lighting (2023), plus two storage sheds and a ShelterLogic tent for all your gear. Outdoor upgrades include an interlock patio walkway (2024), metal gazebo (2023), a convenient propane hookup for the BBQ, and a professionally graded driveway with French drainage system (2023). A steel roof and septic tank riser lids (2023) add peace of mind for years to come. Enjoy clean, deep water off the dock, perfect for swimming on summer days. Located just minutes from Fenelon Falls, Coboconk, and Highway 35, this property combines privacy, convenience, and a true waterfront lifestyle. Cable high-speed internet is currently being installed on the road, adding even more convenience for year-round living, remote work, or streaming at the cottage.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size121 × 187.21 Feet
CountyKawartha Lakes
Annual Tax$2,763.07
Legal DescriptionLT 26 PL 417 CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeDetached

Heating & Cooling

Heat SourceOther
Heat TypeHeat Pump
Cooling["Other"]

Features

Property Features

Community Features

Location

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78 Riverbank Road, Kawartha Lakes, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Somerville, Kawartha Lakes.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$829,560

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Ridgewood
Public6763 Highway 35, Kawartha Lakes, Ontario, K0M 1K0
3.3

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 78 Riverbank Road, Kawartha Lakes, ON K0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$511,200
Monthly Mortgage$2,970
Property Tax (Est.)$230
Utilities & Maint.$350
Total Monthly Cost$3,550

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Kawartha Lakes.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.