4020 Main Street, Niagara Falls, ON

$699,900
MLS#:X12932842
0 beds
3 baths
Commercial
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Description

Property Highlights

Welcome to this remarkable [] commercial retail located in the coveted neighborhood of 223 - Chippawa. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 3 Bathrooms
  • Premium 60 x 165 ft lot size
  • Features a [] basement, adding superb versatility for recreation, a home gym, or extra storage
  • Convenient outside/surface garage included
  • equipped with ["yes"] central cooling and highly efficient radiant heating

Prime investment opportunity in the vibrant community of Chippawa! This versatile commercial/residential property offers incredible potential for investors, entrepreneurs, or those looking to live and work in one convenient location.The main floor features a 1-bedroom residential unit alongside a storefront space, giving you flexibility to generate rental income or operate your own business. The layout allows for easy conversion, just expand the commercial space or create an additional residential unit to maximize returns. Upstairs, you'll find a well-maintained 3-bedroom unit, perfect for owner occupancy or as a strong income-producing rental. At the rear of the property is an impressive 30 ft x 25 ft heated garage/workshop, equipped with: 24 ft radiant gas tube heater, 60 AMP service, 12 ft ceilings, Two overhead doors (9 ft x 9 ft and 9 ft) with an attached14.6 ft x 25 ft storage room at the back of the garage. Situated on a large lot along a high-traffic main road, this property offers excellent visibility and accessibility. Enjoy being just a short walk to the Welland River (locally known as "the Crick"), nearby boat launch, and the charming downtown square. Don't miss this rare opportunity to own a flexible, income-generating property in one of Niagara's most desirable and historic neighborhoods!

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Key Features

Bathrooms
3
Property Type
Commercial

Additional Details

StatusActive
Listed Date3/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size60 × 165 Feet
CountyNiagara
Annual Tax$4,105
Legal DescriptionLT 34 S/S MAIN ST PL 251 VILLAGE OF CHIPPAWA ; NIAGARA FALLS

Parking & Garage

Garage Spaces6
Garage TypeOutside/Surface

Heating & Cooling

Heat TypeRadiant
Cooling["Yes"]

Features

Property Features

Community Features

Location

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4020 Main Street, Niagara Falls, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for 223 Chippawa, Niagara Falls.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

LaMarsh
Public4571 Drummond Road, Niagara Falls, Ontario, L2E 6C8
5.3
Cherrywood Acres
Public4635 Pettit Avenue, Niagara Falls, Ontario, L2E 6L4
6.8
Greendale
Public5504 Montrose Road, Niagara Falls, Ontario, L2H 1K7
7.9
Princess Margaret
Public6624 Culp Street, Niagara Falls, Ontario, L2G 2C4
8.5
St Mary
Public5719 Morrison Street, Niagara Falls, Ontario, L2E 2E8
8.1

Secondary Schools

Stamford
Public5775 Drummond Road, Niagara Falls, Ontario, L2G 4L2
5.3
Westlane
Public5960 Pitton Road, Niagara Falls, Ontario, L2H 1T5
6.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4020 Main Street, Niagara Falls, ON L2G 6B8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$559,920
Monthly Mortgage$3,253
Property Tax (Est.)$342
Utilities & Maint.$350
Total Monthly Cost$3,945

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.