620 Charlotte Street, Niagara-on-the-Lake, ON

$1,049,000
MLS#:X13111930
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick front and metal/steel siding construction, this residence presents an exceptional opportunity offered at $1,049,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 120 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to your dream home in the heart of Niagara-on-the-Lake! This charming character home has been beautifully renovated (over $140,000!) with a perfect blend of modern, warm, and functional upgrades. The entire house has been painted. The eat-in kitchen features sleek stone countertops, under-mount sink, top tier shaker cabinetry, and stainless steel appliances, including wine fridge and bar area. Also on the main level, you will find the living room area with stunning gas fireplace and mantle (new gas insert 2025), guest bath, laundry room, and best of all your walkout to your private backyard oasis with large heated kidney shaped pool, new multi-level composite decking, BBQ area, several seating + lounge areas, fully fenced, and mature trees for your privacy. Perfect for relaxation or entertaining your family + guests. On the second level are 2 generous bedrooms, one with additional study/office area, and full bath with stone countertops and soaker tub. The lower level is finished beautifully, offering a second living room, new stylish sliding barn door, 2nd fireplace, 3rd bedroom area, and plenty of storage. Attached garage doubles as a workshop - neat as a pin + upgraded with Swiss Traxx flooring (Newage workbench, ceiling rack, and most cabinets included). This location is amazing! Charlotte Street is a sought-after street. Walking distance to the Old Town, known for its world class restaurants, Shaw theatre, shops, and wineries. Also 2 minutes walk to "The Commons", an historical area offering huge parklands and trails. This home is a pleasure to view. Whether you're looking for a peaceful sanctuary or a home just steps away from the action of Niagara-on-the-Lake, this property offers the best of both worlds. Upgrades include: New sump pump, new hot water tank, new furnace (2024), new A/C (2024), pool heater 2025, pool filter 2022, pool pump 2022, pool liner 2012. All pool equipment, cleaners, and 2 covers included.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 19, 2026
Sold price information is available to members only
Listed Date5/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick Front, Metal/Steel Siding
Lot Size60 × 120 Feet
CountyNiagara
Annual Tax$5,478.13
Legal DescriptionPCL 2-1 SEC M83; LT 2 PL M83 ; NIAGARA ON THE LAKE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Library, Rec./Commun.Centre, Golf

Community Features

Location

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620 Charlotte Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 620 Charlotte Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$839,200
Monthly Mortgage$4,876
Property Tax (Est.)$457
Utilities & Maint.$350
Total Monthly Cost$5,683

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Niagara-on-the-Lake.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 101 Town, Niagara On the Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.