629 Penner Street, Niagara-on-the-Lake, ON

$849,000
MLS#:X12938270
2 beds
2 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 60 x 206.75 ft lot
  • Features a ["finished", "separate entrance", "finished with walk-out"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 629 Penner Street, a charming, updated bungalow in the heart of Virgil - one of Niagara-on-the-Lake's most loved communities. This is not a large home - and that's exactly its appeal. It offers a right-sized, move-in-ready opportunity for the next chapter of life, where lifestyle, simplicity, and location matter more than excess space- all set on a rare 200-foot private lot. Inside, natural light, hardwood floors, and an open-concept layout make daily living easy. The renovated kitchen features quartz countertops, SS appliances, and a pantry, flowing seamlessly into the dining and living areas - ideal for relaxed evenings or entertaining. Two comfortable bedrooms and a fully renovated 3-piece bathroom complete the main level. The lower walkout adds meaningful versatility with additional bedroom space, a sitting area, a second 3-piece bath, and a kitchenette - well-suited for guests, extended family stays, or flexible use as needs evolve. The private 200-foot-deep lot is a standout feature, surrounded by mature trees and offering a peaceful backyard retreat complete with a hot tub and seamless indoor-outdoor connection rarely found in Niagara-on-the-Lake. Virgil offers everyday amenities, while Old Town, world-class wineries, award-winning dining, boutique shopping, farm markets, craft breweries and the Shaw Festival are just minutes away - all without peak-season congestion. Major updates provide peace of mind, including roofing (2024), furnace (2025), 200-amp electrical service (2023), A/C (2019), an owned hot water tank, and a garage currently used as a workshop with a 240V outlet offering EV potential. Additional features and improvements are detailed in the feature sheet. Ideal for downsizers, empty nesters, second-home buyers, or those seeking lifestyle-forward living in one of Niagara-on-the-Lake's most desirable communities, this thoughtfully updated bungalow offers the opportunity to enjoy less house, more life in a location that simply delivers.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date3/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size60 × 206.75 Feet
CountyNiagara
Annual Tax$3,626.43
Legal DescriptionLT 61 PL 304 NIAGARA; NIAGARA -ON-THE-LAKE

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Golf, Park, School, Wooded/Treed, School Bus Route, Place Of Worship

Community Features

Location

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629 Penner Street, Niagara-on-the-Lake, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for 108 Virgil, Niagara On the Lake.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 629 Penner Street, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$679,200
Monthly Mortgage$3,946
Property Tax (Est.)$302
Utilities & Maint.$350
Total Monthly Cost$4,598

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.