85 Ricardo Street, Niagara-on-the-Lake, ON

$1,225,000
MLS#:X13092426
3 beds
3 baths
2000-2500 sqft
2.0 parking
Residential Freehold
Loading property media...

Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $1,225,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 49.95 x 89 ft lot
  • Features a ["exposed rock", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Step into timeless charm with this beautifully preserved circa 1880 1-storey home, offering approximately 1,850 sq. ft. of character and comfort 3 bedroom, 2 1/2 bath century home in the highly coveted Dock Area of Niagara-on-the-Lake. This enchanting residence blends historic appeal with modern peace of mind, featuring extensive updates to all major mechanical systems, including heating, air conditioning, electrical, windows, and roof. Every essential has been thoughtfully upgraded, allowing you to enjoy classic architecture without compromise. Inside, you'll find a warm and inviting layout that showcases the home's heritage roots while providing functional living space ideal for both everyday living and entertaining. The 1-storey design offers a unique and cozy atmosphere, perfect for those seeking something truly special. Nestled in one of Niagara-on-the-Lake's most sought-after neighbourhoods, just moments from the waterfront, boutique shops, dining, and local wineries, this property presents a rare opportunity to own a piece of history in an unbeatable location. Experience the charm of the past with the confidence of modern updates-this is Niagara-on-the-Lake living at its finest.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionOther
Lot Size49.95 × 89 Feet
CountyNiagara
Annual Tax$6,030.86
Legal DescriptionPLAN M16 PT LOT 13 RP 30R12096 PART 2

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

Initializing map...
85 Ricardo Street, Niagara-on-the-Lake, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 85 Ricardo Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...
Financial Audit

Estimated Costs

Loan Amount$980,000
Monthly Mortgage$5,694
Property Tax (Est.)$503
Utilities & Maint.$350
Total Monthly Cost$6,547

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Niagara-on-the-Lake.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 101 Town, Niagara On the Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.