138 St James Street, Norfolk, ON

$969,000
MLS#:X13058284
4 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Waterford. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $969,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 107 x 169.15 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, Auto Garage Door Remote, Central Vacuum
  • equipped with ["other"] central cooling and highly efficient water heating via gas

Often admired and now for sale after 22 years of loving care and enhancement. This 1895 stately century home presents a Victorian facade, architecturally updated in 1936, and features the touch of an avid gardener creating a horticultural showcase once featured in a garden show and news media. Trees, hedges and fencing create a private outdoor living space. It contains a tasteful eat-in kitchen with upgraded appliances, convenient main floor office for two, grand dining and stately living rooms with gas fireplace and custom made cabinetry of hardwood and etched glass. The character of the home is complimented throughout by quality hardwood floors and woodwork, etched and stained glass doors, antique light fixtures and custom crown moulding in keeping with the original architecture of the home. The upper level features four generous bedrooms with primary ensuite and additional 4 piece bath. Outside you will find a coach house double car garage with a workshop and a loft studio apartment with kitchenette, bedsitting room and 3 piece bath. It is located 3 blocks from the Waterford ponds with boat launch, paved trail within the town limits and access to the scenic rail trail to both Pt. Dover and Brantford. This distinctive home is one of a kind that seldom comes available. Let your family be the next one to cherish it for years to come.**INTERBOARD LISTING: BRANTFORD REGIONAL REAL ESTATE ASSOC.**

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size107 × 169.15 Feet
CountyNorfolk
Annual Tax$5,964.6
Legal DescriptionWAT PLAN 19B LOT 3 PT LOT 2 PT LOT 4 PT LOT 9 LOT 10 LOT 11 PT LANE CLD

Parking & Garage

Parking Spaces5.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
Cooling["Other"]

Features

Property Features

Lake/Pond

Community Features

Location

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138 St James Street, Norfolk, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 138 St James Street S, Norfolk, ON N0E 1Y0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$775,200
Monthly Mortgage$4,504
Property Tax (Est.)$497
Utilities & Maint.$350
Total Monthly Cost$5,351

Strategic Fiscal Clarity

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