640 Mary Street, Oshawa, ON

$699,900
MLS#:E12804776
3 beds
2 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40 x 144.54 ft lot
  • Features a ["finished", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Floor Drain, Water Heater Owned, Water Meter
  • equipped with ["wall unit(s)"] central cooling and highly efficient water heating via gas

Longing for a charming, detached older home to make your own? Have a great idea for an extra garage/flex space? Minutes walk to Dr S. J. Phillips & O'Neill C.V.I.! Parks, walking trails, hospital & shopping are all conveniently close by! This 3 bed, 2 bath home is full of character & charm & is safe & sound! Freshly painted exterior! Lovely climbing roses! Spacious main floor has new laminate floor in the front hall & kitchen! Pass-thru from the dining room to the kitchen lets in the light & features a retro eating nook! Check the floorplans; lots of room to design your dream kitchen or love it just the way it is! Mudroom off the kitchen offers more closet space & leads to the fenced backyard! Two garages- an oversized single and regular single! Imagine... home gym, yoga studio, man/woman cave, craft/hobby room... with lots of windows & hydro! Upstairs you'll find 3 bedrooms, one without a closet but there is an extra large storage closet in the hall if needed! Renovated main bath! There is also a charming study nook with a built-in desk! The finished bsmt has a separate entrance & provides more living space & features a recently redone 3 pce bathroom! Brand new A/C heat pump installed April 2026! Efficient hot water radiator heating (not electric baseboard!) offers several advantages- comfortable heat distribution, a longer-lasting warmth, & quieter operation compared to forced air systems. They also contribute to better air quality by reducing dust circulation. There are TWO DRIVEWAYS! It's also a great space for the kids to play as well as in the large fenced backyard! If you're looking for a character home in one of Oshawa's finest old neighbourhoods this is a must see! Extras: Laminate floor hall & kitchen '25, Bsmnt bath '22, Chimney liner '18. Main bath, garage shingles, boiler updates '16. House shingles & Bay window roof '14. Bsmnt windows & window wells '12. Front windows, paved drive, insulation '10. Back windows, wiring '04.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 30, 2026
Sold price information is available to members only
Listed Date2/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionStucco (Plaster)
Lot Size40 × 144.54 Feet
CountyDurham
Annual Tax$5,427.13
Legal DescriptionPlan 146 Lot 264 OSHAWA S/T D471537; OSHAWA

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
Cooling["Wall Unit(s)"]

Features

Property Features

Fenced Yard, Golf, Hospital, Park, Public Transit, School

Community Features

Location

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640 Mary Street, Oshawa, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 640 Mary Street N, Oshawa, ON L1G 5E9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$559,920
Monthly Mortgage$3,253
Property Tax (Est.)$452
Utilities & Maint.$350
Total Monthly Cost$4,055

Strategic Fiscal Clarity

Informed buyers do not make decisions based on list price alone. This analysis ensures your transition to a superior residence is supported by absolute fiscal certainty.

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640 Mary Street, Oshawa - 3 Bed 2 Bath Home For Sale | MLS# E12804776 | ZooZaa | SousaSells Real Estate