538 12th Street, Owen Sound, ON

$419,900
MLS#:X13149852
3 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Owen Sound. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 29.5 x 128 ft lot
  • Features a ["full"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Storage, Upgraded Insulation
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Classic character. Modern updates. The kind of house that instantly feels like home. That's 538 12th Street West, tucked along a quiet, tree-lined one-way street on Owen Sound's west side. Warm, bright, beautifully updated, and full of the kind of charm that never goes out of style. You've got tall ceilings, crown moulding, soft natural light, peaceful morning coffee in the kitchen, dinners that linger, summer evenings out on the deck... yeah, this is the kind of house that quietly becomes your favourite place to be. Offering 1,324 sq.ft. of thoughtfully updated living space, the main floor has that perfect flow with gorgeous luxury vinyl plank flooring (2021) throughout and a huge picture window that fills the home with natural light. And the kitchen? SO good. Sage green accents, timeless shaker-style cabinetry, white tile backsplash, stainless steel appliances, and glass-front uppers over a casual breakfast bar perfect for sitting on stools over a cup of coffee. Upstairs, you'll find 3 spacious bedrooms plus a full bathroom with stackable laundry (2022) conveniently located on the same level because honestly, life is just easier that way. Then there's the backyard: 128 feet deep, private, fenced (2023), and centred around an incredible 370 sq.ft. two-tiered deck that was practically made for warm summer nights. The best part? All the important updates are already done. High-efficiency furnace (2022), central air (2022), newer windows (2026, 2023), updated electrical (2026, 2021), blown-in insulation (2023), owned hot water tank (2023), paving stone driveway (2024), appliances (2023), and more. 538 12th Street West feels comfortable in all the right ways. Calm, welcoming, easy to love, and even easier to picture yourself living in. The kind of home people move into and end up staying in way longer than they planned, because it's just that good.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size29.5 × 128 Feet
CountyGrey County
Annual Tax$3,609
Legal DescriptionPT LT 4 N/S PAYNTER ST PL 172 OWEN SOUND AS IN R502393; S/T & T/W R502393; OWEN SOUND

Parking & Garage

Parking Spaces4.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Fenced Yard, Hospital, Library, Park, School, School Bus Route

Community Features

Location

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538 12th Street, Owen Sound, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 538 12th Street W, Owen Sound, ON N4K 3V9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$335,920
Monthly Mortgage$1,952
Property Tax (Est.)$301
Utilities & Maint.$350
Total Monthly Cost$2,603

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Owen Sound.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Owen Sound, Owen Sound.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$521,217

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Alexandra
Public1556 8th Avenue East, Owen Sound, Ontario, N4K 3B6
4.2
Hillcrest
Public501 8th Street West, Owen Sound, Ontario, N4K 3M8
3.2
East Ridge
Public1550 8th Street East, Owen Sound, Ontario, N4K 5R4
5.3
St-Dominique-Savio
Public800 23rd Street East, Owen Sound, Ontario, N4K 6Z5
3.2
Keppel-Sarawak
Public937 24th Street West, Owen Sound, Ontario, N4K 5N4
6.2

Secondary Schools

St. Mary’s
Catholic555 15th Street East, Owen Sound, Ontario, N4K 1X2
5.8
Owen Sound
Public750 9th Street West, Owen Sound, Ontario, N4K 3P6
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.