632 Union Street, Peterborough, ON

$459,999
MLS#:X13123060
4 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $459,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 50.44 x 73.31 ft lot
  • Features a ["crawl space", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Separate Hydro Meter
  • equipped with ["none"] central cooling and highly efficient forced air heating via gas

**Excellent opportunity for investors or multi-generations living**. A well maintained duplex featuring 2 self-contained 2 bedrooms units, located in Peterborough's desirable North Central Neighborhood, close to downtown amenities, transit, schools, Trent university, Fleming College, shopping and parks.Unit A -upper floor features 2 bedrooms, a kitchen, 1 bathroom, a large size foyer, Laundry rm resides in basement. Unit B-Main floor features 2 bedrooms, 2 bathrooms, laundry rm, extra-large kitchen/living/dining and family area.This turnkey 2 units duplex features a *NEW ROOF/2025*, private entrances, and separate hydro meters, making it an ideal fit for investors or multi-generational families seeking rental support.Both units are currently occupied by cooperative, reliable tenants who are willing to stay on with the new owner, providing immediate, stable cash flow with projected rents of approximately $3,450 per month.This property includes a detached double car garage, perfect for storage, workshop additional rental income with a large driveway for 4 additional cars.Situated on a quiet, low traffic street beside a park, the home provides a peaceful setting while remaining close to everything that drives strong rental demand. This combination of location, condition, and income potential makes 632 Union St a standout opportunity in a high demand rental corridor.Whether you're expanding your portfolio, securing a reliable income property, or looking for a flexible multi unit home, this duplex delivers stability, versatility, and long term value. With a new roof, updated interiors, and income ready to go, this is a clean, low maintenance investment you won't want to miss. A cashflow ready opportunity with major upgrades already done.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size50.44 × 73.31 Feet
CountyPeterborough
Annual Tax$3,874.42
Legal DescriptionPT LT 4 S OF EDINBURGH ST & W OF GEORGE ST PL 1 TOWN OF PETERBOROUGH AS IN R634628 CITY OF PETERBOROUGH

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["None"]

Features

Property Features

Community Features

Location

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632 Union Street, Peterborough, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 632 Union Street, Peterborough, ON K9H 3V5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Financial Audit

Estimated Costs

Loan Amount$367,999.2
Monthly Mortgage$2,138
Property Tax (Est.)$323
Utilities & Maint.$350
Total Monthly Cost$2,811

Strategic Fiscal Clarity

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