120 Queen Street, Smiths Falls, ON

$499,900
MLS#:X13429346
3 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 62.64 x 195.94 ft lot
  • Features a ["crawl space", "partial basement", "partially finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: On Demand Water Heater, Water Heater Owned
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Summertime on the historic Rideau Canal is something special. From the property, you can catch glimpses of boats making their way through the nearby locks, a reminder that one of Canada's most iconic waterways is right at your doorstep. Set gracefully along the Rideau River, this exceptional property offers the rare blend of true waterfront living with the convenience of full municipal services. Enjoy year-round comfort with municipal water and sewer, natural gas heating, and central air conditioning; features not often found in waterfront homes. Bright and inviting main living spaces are framed by large windows that capture tranquil water views in every season. Two sets of patio doors lead to a generous deck with sleek glass railings, designed for relaxing, entertaining, or simply taking in the scenery.A private dock, permitted through Parks Canada, provides direct access to the renowned Rideau system. The home offers a practical and flexible layout with two bedrooms on the second floor, including the primary with double closets, and an additional finished bedroom in the basement, along with a full bathroom, convenient powder room, and attached garage. Ideally located within town limits and just minutes from amenities, parks, and services, this is a waterfront property designed for year-round living, where lifestyle, comfort, and location come together beautifully.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space, Partial Basement, Partially Finished
Lot Size62.64 × 195.94 Feet
CountyLanark
Annual Tax$5,041.97
Legal DescriptionPART LOT 141 S/S QUEEN ST PL 13884 LANARK S MONTAGUE AS IN RS152775; PART LOT 141 S/S QUEEN ST PL 13884 LANARK S MONTAGUE BEING PART 4 ON 27R7052; PART OF THE BED OF THE RIDEAY RIVER ADJOINING LOT 141 S/S QUEEN ST PL 13884 LANARK S MONTAGUE BEING PART 9 ON 27R7052 TOWN OF SMITHS FALLS

Parking & Garage

Parking Spaces5.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School Bus Route, School, Waterfront, Park

Interior Features

On Demand Water Heater, Water Heater Owned

Security Features

Community Features

Location

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120 Queen Street, Smiths Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 120 Queen Street, Smiths Falls, ON K7A 3N6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$399,920
Monthly Mortgage$2,324
Property Tax (Est.)$420
Utilities & Maint.$350
Total Monthly Cost$3,094

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Smiths Falls.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.