431 Albert Street, South Huron, ON

$989,000
MLS#:X13246736
3 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Exeter. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $989,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 92.88 x 141.83 ft lot
  • Features a ["full", "partially finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Generator - Partial
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

The Benjamin O'Neil House stands as one of Exeter's most admired residences, where historic elegance and luxurious modern living exist in remarkable harmony. This distinguished home offers a sense of permanence, craftsmanship and character with carefully considered modern updates. Beyond the original 8.5 foot front doors, the home immediately reveals its warmth and grandeur. Rich red pine floors, soaring ceilings, intricate plaster medallions, and impressive heritage trim reflect the quality and artistry of another era, while oversized windows fill the home with natural light throughout the day. Every detail feels timeless, refined, and deeply inviting. The principal living and dining rooms were made for both meaningful gatherings and quiet evenings at home. The professionally redesigned kitchen pairs timeless design with thoughtful upgrades, creating an inviting space equally suited for relaxed family living and effortless entertaining. Upstairs, three inviting bedrooms provide comfort and privacy, including a peaceful primary retreat with its own sitting room. The upper bathroom delivers a luxurious escape with heated floors, a clawfoot tub, and an oversized 7 foot glass shower. Another layer of versatility exists on the lower level featuring a spacious guest room, recreation area with an 85 inch theatre screen, heated floor in the office, and a hidden speakeasy-inspired wine room that brings an unexpected sense of character and sophistication. Outside, the property transforms into a private four-season retreat. Covered porches, a striking 16xl6 foot pavilion with a stone fireplace, hot tub, outdoor kitchen, and expansive Wolf composite deck create an atmosphere designed for long summer evenings, fireside conversations, and memorable entertaining year-round. Located just 40 minutes from London or Stratford, this exceptional property offers the rare opportunity to own a home that is both historically significant and beautifully suited to modern living.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Other
Lot Size92.88 × 141.83 Feet
CountyHuron
Annual Tax$5,330.57
Legal DescriptionPT LTS 1251 & 1252 PL 376 EXETER BEING PT 2, 22R5790 MUNICIPALITY OF SOUTH HURON

Parking & Garage

Parking Spaces5.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Golf, Greenbelt/Conservation, Hospital, Library, Park, Place Of Worship

Community Features

Location

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431 Albert Street, South Huron, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 431 Albert Street, South Huron, ON N0M 1S1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$791,200
Monthly Mortgage$4,597
Property Tax (Est.)$444
Utilities & Maint.$350
Total Monthly Cost$5,391

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in South Huron.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Exeter, South Huron.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$534,610

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Exeter
Public93 Victoria Street E, South Huron, Ontario, N0M 1S1
6.4
Precious Blood
Public133 Sanders Street W, South Huron, Ontario, N0M 1S2
4.6

Secondary Schools

South Huron
Public92 Gidley Street East, South Huron, Ontario, N0M 1S6
5.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.