38236 Fingal Line, Southwold, ON

$594,900
MLS#:X13116956
4 beds
2 baths
1500-2000 sqft
12.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] other located in the coveted neighborhood of Middlemarch. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $594,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 90.42 x 240.14 ft lot
  • Features a ["partial basement"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Propane Tank, Storage, Sump Pump
  • equipped with [] central cooling and highly efficient forced air heating via gas

Welcome to peaceful country living with room to enjoy every season. Set on a prime corner half acre lot backing onto farmland, this charming two storey home offers the perfect blend of rural serenity and functional versatility. Spend your spring and summer mornings enjoying open skies, lush green views, and the peaceful sounds of the countryside right from your own backyard retreat. Watch colourful songbirds fill the trees, enjoy the abundance of natural wildlife, and take in the beauty and calm that only country living can provide. The main home features four spacious bedrooms upstairs along with a full 4pc bath, making it ideal for families or anyone looking for extra space. The main floor offers a bright eat-in kitchen, sunroom filled with natural light, comfortable living room, rec room, office, and a convenient 2pc powder room. Step out from the sunroom onto the generous covered deck with retractable awning and patio doors, formerly home to a hot tub, creating the perfect space for summer entertaining, outdoor dining, or simply relaxing while overlooking the expansive yard. A standout feature of the property is the detached two storey 26' x 32' barn/shop, zoned commercial and currently used as a woodworking shop. Fully powered and heated, it offers incredible flexibility for hobbyists, home based businesses, or anyone needing serious workspace year round. With a large yard, peaceful surroundings, and endless potential, this property offers the lifestyle many dream about but rarely find. Enjoy bonfires under the stars, backyard gatherings, gardening, and the privacy and freedom of country living, all while having the perfect space to work, create, and unwind.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeOther
ConstructionVinyl Siding
Lot Size90.42 × 240.14 Feet
CountyElgin
Annual Tax$3,173
Legal DescriptionPT LT 33 CON NTR SOUTHWOLD AS IN E192718; SOUTHWOLD

Parking & Garage

Parking Spaces12.0
Garage Spaces11
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling[]

Features

Property Features

Community Features

Location

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38236 Fingal Line, Southwold, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Middlemarch, Southwold.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$594,900

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Southwold
Public39261 Fingal Line, St. Thomas, Ontario, N5P 3S5
6.8

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38236 Fingal Line, Southwold, ON N5P 3S5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$475,920
Monthly Mortgage$2,765
Property Tax (Est.)$264
Utilities & Maint.$350
Total Monthly Cost$3,379

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Southwold.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.