42 Union Street, St. Catharines, ON

$479,900
MLS#:X13150216
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 38.48 x 155.24 ft lot
  • Features a ["partial basement", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Approved shovel-ready triplex development opportunity in St. Catharines! Calling all investors ,builders, and savvy buyers. This is a rare chance to begin construction immediately with an approved triplex permit already in hand, avoiding months of planning delays and significant soft costs. Plans are completed for approximately 3,900-4,000 sqft of total build, designed as three self-contained residential units featuring efficient layouts, multiple washrooms, and modern exterior elevations tailored for strong rental appeal. Ideal for investors seeking long-term hold cash flow, a BRRRR strategy, or builders looking for a ready-to-go project with approvals secured and equally attractive for a buyer looking to live in one unit and rent the other two for supplemental income. Situated in a desirable neighbourhood close to schools, Montessori and childcare centres, parks, public transit, shopping, and everyday amenities, with convenient access to downtown St. Catharines, Brock University, the Pen Centre, and major routes. A turnkey multi-unit opportunity in a growing rental market.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionStone, Stucco (Plaster)
Lot Size38.48 × 155.24 Feet
CountyNiagara
Annual Tax$2,875.3
Legal DescriptionPT LT 1495-1496 CP PL 2 GRANTHAM AS IN RO523513; ST. CATHARINES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Park, Public Transit

Community Features

Location

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42 Union Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 Union Street, St. Catharines, ON L2S 2R2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$383,920
Monthly Mortgage$2,231
Property Tax (Est.)$240
Utilities & Maint.$350
Total Monthly Cost$2,821

Strategic Fiscal Clarity

Informed buyers do not make decisions based on list price alone. This analysis ensures your transition to a superior residence is supported by absolute fiscal certainty.

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