43 Church Street, St. Catharines, ON

$389,000
MLS#:X13182254
0 beds
0 baths
Commercial
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Description

Property Highlights

Welcome to this remarkable [] office located in the coveted neighborhood of 451 - Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $389,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 107.04 x 295.73 ft lot size
  • Features a [] basement, adding superb versatility for recreation, a home gym, or extra storage
  • Convenient underground garage included
  • equipped with ["yes"] central cooling and highly efficient gas hot water heating

Own a fully leased commercial condo in the heart of downtown St. Catharines , an exceptional investment opportunity at Suite 201, 43 Church Street. Secured with a multi year lease, until July 31, 2028, to a AAA tenant, this property delivers immediate, reliable income with an attractive cap rate. Condo area 2,184 sq. ft., Leasable area 2585 sq ft. Base Rent $10 / sq ft. +TMI $13.19 /sq ft. , Common Fees are $1695.46, Property Taxes for 2025 are $9692.12. One Tandem parking and storage included: Unit #23. This beautifully designed office space offers a bright, modern, and highly functional layout in the vibrant Downtown Core. The open concept workspace is flooded with natural light through expansive windows and includes a professional reception area, and the convenience of underground parking. Ideal for investors seeking stable returns, this versatile commercial condo is well-suited for professional offices, service based businesses, or medical related uses. Positioned steps from restaurants, bars, the Courthouse, City Hall , shopping, and countless amenities. This prime location enhances both tenant appeal and long term value.

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Key Features

Property Type
Commercial

Additional Details

StatusActive
Listed Date5/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeOffice
Lot Size107.04 × 295.73 Feet
CountyNiagara
Annual Tax$9,692.12
Legal DescriptionUNIT 1, LEVEL 2, NIAGARA NORTH STANDARD CONDOMINIUM PLAN NO. 309 AND ITS APPURTENANT INTEREST TOGETHER WITH AN EASEMENT OVER PT 2 ON 30R15259 AS IN NR386984 CITY OF ST. CATHARINES

Parking & Garage

Garage Spaces1
Garage TypeUnderground

Heating & Cooling

Heat TypeGas Hot Water
Cooling["Yes"]

Features

Property Features

Community Features

Location

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43 Church Street, St. Catharines, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for 451 Downtown, St Catharines.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

Laura Secord
Public349 Niagara Street, St. Catharines, Ontario, L2M 4V9
6.7
Eden
Public535 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4H7
7.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 43 Church Street 201, St. Catharines, ON L2R 7E1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$311,200
Monthly Mortgage$1,808
Property Tax (Est.)$808
Utilities & Maint.$350
Total Monthly Cost$2,966

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.