540 Niagara Street, St. Catharines, ON

$699,900
MLS#:X13175662
3 beds
2 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 72 x 163.05 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Auto Garage Door Remote, Carpet Free
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Nothing to do but move in to this renovated home where almost every major mechanical and cosmetic update has already been completed. Arriving at the property, the curb appeal will immediately stand out featuring a private oversized double-wide driveway with parking for 6+ vehicles. Set back nicely from the road, the home is surrounded by mature trees, landscaped gardens and a newly built oversized front porch. You are welcomed by a bright foyer finished with new tile flooring, fresh paint and an updated exterior door. The oversized family room offers updated flooring, newer windows and a gas fireplace insert creating a inviting atmosphere. The renovated kitchen is finished with quartz countertops, new stainless steel appliances and updated lighting. Adjacent to the kitchen is a bright three-season room, perfect for summer dining while providing direct access to the private courtyard area outside. Originally designed as a three-bedroom home, one bedroom is currently being used as an oversized dining room and could easily be converted back if desired. The primary bedroom features double closets while a three-piece bathroom completes the main floor. The fully remodeled lower level offers a large rec room, additional bedroom, three-piece bathroom and laundry area finished with new tile flooring, pot lighting and fresh paint. The backyard is a standout feature offering both expansive green space with mature trees and a separate courtyard-style entertaining area complete with pergola lounge seating, bar seating and a serving window opening directly into the garage. Additional exterior features include updated soffits, a backyard pond and gated access to the larger yard area. Additional updates include furnace, central air and hot water tank (2024), along with the asphalt driveway, eavestroughs, siding and exterior deck spaces. Come see what this home has to offer today in the desirable North-end of St. Catharines.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size72 × 163.05 Feet
CountyNiagara
Annual Tax$4,327
Legal DescriptionPT LT 13 CON 3 GRANTHAM DESIGNATED AS PART 1 ON 30R10819; ST. CATHARINES

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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540 Niagara Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 540 Niagara Street, St. Catharines, ON L3M 3P6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$559,920
Monthly Mortgage$3,253
Property Tax (Est.)$361
Utilities & Maint.$350
Total Monthly Cost$3,964

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Catharines.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 442 Vinelinwell, St Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

Laura Secord
Public349 Niagara Street, St. Catharines, Ontario, L2M 4V9
6.7
Eden
Public535 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4H7
7.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.