641 Niagara Street, St. Catharines, ON

$627,500
MLS#:X12397227
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium brick and metal/steel siding construction, this residence presents an exceptional opportunity offered at $627,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 60 x 97.5 ft lot
  • Features a ["full", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Primary Bedroom - Main Floor, In-Law Capability
  • equipped with ["other"] central cooling and highly efficient other heating via electric

Beautifully Updated Bungalow with In-Law Suite Turnkey 2-unit home in a desirable neighbourhood! The main level offers an open-concept layout with a bright living room, modern kitchen, three spacious bedrooms, and a full bath. Enjoy the newly built front and rear decks, perfect for entertaining or relaxing. The fully finished lower level features a private side entrance, large living area with electric fireplace, full kitchen, bedroom, and bathroom ideal for in-laws, multi-generational living, or rental income. Updates include new flooring, lighting, and fresh finishes throughout. The fully fenced backyard provides privacy, while the long driveway offers plenty of parking. A perfect blend of comfort and investment opportunity move in and enjoy while generating income! Main floor unit will be vacant Nov 1, 2025. VACANT POSSESSION AVAILABLE

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 29, 2025
Sold price information is available to members only
Listed Date9/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Metal/Steel Siding
Lot Size60 × 97.5 Feet
CountyNiagara
Annual Tax$3,780.5
Legal DescriptionLT 13 PL 584 ; S/T RO137906 ST. CATHARINES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeOther
Cooling["Other"]

Features

Property Features

Community Features

Location

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641 Niagara Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 641 Niagara Street, St. Catharines, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$502,000
Monthly Mortgage$2,917
Property Tax (Est.)$315
Utilities & Maint.$350
Total Monthly Cost$3,582

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Catharines.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 442 Vinelinwell, St Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

Laura Secord
Public349 Niagara Street, St. Catharines, Ontario, L2M 4V9
6.7
Eden
Public535 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4H7
7.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.