275 James Street, Unit 13, St. Marys, ON

$642,000
MLS#:X13070130
4 beds
4 baths
2000-2249 sqft
3.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick and metal/steel siding construction, this residence presents an exceptional opportunity offered at $642,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2249 sqft
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Water Softener, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A townhouse condo with real multi-generational potential. Unit 13 at 275 James Street South offers 4 bedrooms, 4 bathrooms, premium finishes, low-maintenance ownership, and one of the most flexible layouts available in St. Marys.The finished lower level is the standout. With a bedroom, full bathroom, large rec room, and wet bar already in place, this space is ideal for extended family, aging parents, adult children, teenagers, guests, or a private work-from-home area. For buyers looking to create a more independent lower-level living setup, the existing wet bar makes a kitchenette-style conversion very straightforward, subject to buyer due diligence and approvals.This home also delivers the quality buyers are looking for: triple-pane windows, Vicwest steel roof, steel siding, concrete driveway, attached garage, on-demand water heater, water softener, 9' ceilings, luxury vinyl plank flooring, marble mosaic backsplash, high-end appliances, upper-level laundry, and a private composite deck with natural gas hookup.With a $205/month condo fee set to cover major exterior components including the roof, windows, brick, siding, composite decks, porches, driveways, and roadway snow removal, this is a strong option for buyers who want space, quality, and a more maintenance-free lifestyle. Close to schools, parks, community centres, and everyday amenities, Unit 13 offers serious value for families who need more than a standard townhouse layout.

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Property Summary

This townhouse located at 275 James Street, St. Marys is currently for sale and has been available on SousaSells for 92 days. This property is listed at $642,000 with an estimated mortgage of $2,137* per month. It has 4 beds, 4 bathrooms, and is 2000-2249 square feet. 275 James Street, St. Marys is in the St. Marys neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in St. Marys, St. Marys.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 2000-2249 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in St. Marys, St. Marys.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2000-2249 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionBrick, Metal/Steel Siding
BasementFinished, Full
CountyPerth
Annual Tax$0

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Air Exchanger
  • Water Softener
  • Water Heater Owned
  • Carpet Free
  • In-Law Capability
  • On Demand Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 275 James Street, Unit 13, St. Marys, ON

Q.What is the asking price for 275 James Street, Unit 13, St. Marys, ON ?

The current listing price for 275 James Street, Unit 13, St. Marys, ON in St. Marys, St. Marys is $642,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 2000-2249 sqft.

Q.What property type and architectural style is 275 James Street, Unit 13, St. Marys, ON ?

275 James Street, Unit 13, St. Marys, ON is a Condo Townhouse (2-Storey) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Water Softener, Water Heater Owned, Carpet Free, In-Law Capability, On Demand Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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275 James Street, Unit 13, St. Marys, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 275 James Street S 13, St. Marys, ON N4X 1C6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

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Interest Rate4.00%
Down Payment$192,600 (30.0%)
* Minimum Canadian down payment required for this price is $39,200.
Amortization Period30 Years
Estimated Monthly Payment$2,137Based on a loan of $449,400 over 30 years.
Purchase Price$642,000
Loan Amount$449,400
Provincial Land Transfer Tax:$9,315
Total Estimated Closing Taxes:$9,315

About Purchasing a Home in St. Marys, ON

For a property listed at $642,000 in St. Marys, the legal minimum down payment is $39,200 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,315 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,315.

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St. Marys, St. Marys Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$694,296

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in St. Marys, St. Marys

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

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St. Marys, St. Marys Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.