109 Ross Street, St. Thomas, ON

$1,695,000
MLS#:X12916728
14 beds
12 baths
5000 + sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["3-Storey"] fourplex located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,695,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 14 Bedrooms and 12 Bathrooms with 4 functional kitchens
  • Generous living space spanning 5000 + sqft on a premium 59.42 x 99.77 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Sump Pump, Water Heater Owned, Separate Hydro Meter
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Brand new purpose-built 4-plex in St. Thomas. Located just minutes to London, Hwy 401, and Port Stanley beaches, this custom new build features 5500+ Sq ft of luxury finishes throughout. Always Fully Rented - Current income $112,800/year ($2300,$2400,$2500,$2200). Each side-by-side unit features a mirrored floor plan with 3 bedrooms, 2.5 baths, open-concept layout, and walkout to rear parking. All units include high ceilings, quartz countertops, upgraded lighting, in-suite laundry, and brand new appliances. Separately metered for all services with tenants paying all utilities. All paved wtih 5 parking spaces . Located near major employers including the VW EV battery plant and Amazon centre. Strong cash flow in a high-demand rental market, multi-generational living, or ideal live in with income! Note: very low property taxes and general out door maintenance. High quality construction. An excellent building to add to your portfolio! 6.1% CAP Rate!

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Key Features

Bedrooms
14
Bathrooms
12
Kitchens
4
Living Area
5000 + sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date3/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeFourplex
ConstructionVinyl Siding
Lot Size59.42 × 99.77 Feet
CountyElgin
Annual Tax$5,000
Legal DescriptionLT 5 PL 76 ST.THOMAS; ST.THOMAS

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Hospital, Library, School

Community Features

Location

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109 Ross Street, St. Thomas, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 Ross Street, St. Thomas, ON N5R 3X8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$1,356,000
Monthly Mortgage$7,879
Property Tax (Est.)$417
Utilities & Maint.$350
Total Monthly Cost$8,646

Strategic Fiscal Clarity

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