3 Smith Avenue, St. Thomas, ON

$429,900
MLS#:X12075743
4 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] duplex located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 45 x 53 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Air Exchanger, Separate Hydro Meter, Water Heater
  • equipped with ["none"] central cooling and highly efficient forced air heating via gas

Attention all investors, first time home buyers and mortgage helpers!! 3 Smith Avenue is an excellent investment property located in the desirable neighbourhood of Lyndale, SOUTH of Wellington street in St Thomas. This well maintained property has two units with two bedrooms and 4pc baths in each. Tenants can also utilize their own privately assigned decks, located in the front, and side of the home. Separate meters will keep the utilities easy to assign.The lower unit has an eat in kitchen, dining room, and interior access to the basement laundry, boasting 2 washers and 1 dryer. It is currently rented for $877 + hydro and is eligible for a 2025 rent increase. The upper tenant can enjoy large, newer vinyl windows spreading tons of light throughout the kitchen, living room and bedrooms. It is currently vacant, awaiting you to assign your own rental pricing. Updates include a new roof in 2022.Extra storage available to tenants via the basement and two large garden sheds.Buy now to start your investment portfolio, or easily convert the home back to a single family dwelling. Competitively priced. Book a viewing now. 3 Smith Ave. won't last long.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 12, 2025
Sold price information is available to members only
Listed Date4/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
ConstructionVinyl Siding
Lot Size45 × 53 Feet
CountyElgin
Annual Tax$2,130
Legal DescriptionPT LT 1 BLK 2 PL 95 ST. THOMAS AS IN E298824; ST. THOMAS

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["None"]

Features

Property Features

Arts Centre, Fenced Yard, Park, Place Of Worship, Public Transit, School

Community Features

Location

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3 Smith Avenue, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3 Smith Avenue, St. Thomas, ON N5R 4A9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$343,920
Monthly Mortgage$1,998
Property Tax (Est.)$178
Utilities & Maint.$350
Total Monthly Cost$2,526

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Thomas.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.