45 Lake Margaret Trail, St. Thomas, ON

$639,900
MLS#:X13173586
3 beds
3 baths
1200-1399 sqft
4.0 parking
Residential Condo & Other
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached condo located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, ERV/HRV
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 55-45 Lake Margaret Trail, a beautifully maintained 2+1 bedroom, 3 bathroom bungalow condo located in the quiet and peaceful Lake Margaret Station detached condo complex, built in 2006 by Doug Tarry Homes. This friendly community offers a serene setting with a small nature path and sitting area in the heart of the complex, while being conveniently close to Lake Margaret Trail, shopping, restaurants, and all local amenities. Designed for comfortable main-floor living, this home offers everything you need on one level. Step into the welcoming foyer where you'll find a bright front bedroom to your right, perfect for guests, a home office, or hobby space, complete with large front-facing windows that fill the room with natural light. Down the hall is the convenient mudroom/laundry area with direct access to the attached 2-car garage, along with a well-appointed 4-piece guest bathroom. The heart of the home features a spacious open-concept layout with plenty of natural light throughout. The kitchen offers granite countertops, a breakfast bar, ample cabinetry, and generous counter space, all overlooking the dining area with access to the back deck and the inviting living room with a cozy gas fireplace.The primary suite is tucked just off the living area and includes a spacious bedroom, his-and-hers closets, and a large 4-piece ensuite bathroom. Outside, the private back deck features privacy screens and backs onto greenery, creating a peaceful outdoor retreat. The finished lower level adds even more living space with a large rec room, third bedroom, 3-piece bathroom, and utility/storage room. A wonderful opportunity to enjoy low-maintenance living in a sought-after condo community with a welcoming neighbourhood feel.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date5/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached Condo
ConstructionBrick
CountyElgin
Annual Tax$4,684

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Cul de Sac/Dead End, Hospital, Library, Park, Place Of Worship, Public Transit

Community Features

Location

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45 Lake Margaret Trail, St. Thomas, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Lake Margaret Trail 55, St. Thomas, ON N5R 6M5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$511,920
Monthly Mortgage$2,974
Property Tax (Est.)$390
Utilities & Maint.$350
Total Monthly Cost$3,714

Strategic Fiscal Clarity

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