86 Kains Street, St. Thomas, ON

$399,999
MLS#:X13123296
5 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2 1/2 Storey"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $399,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 41.88 x 42.36 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater, Workbench
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Don't miss the opportunity to own this beautifully updated, turnkey home in the heart of downtown St. Thomas. Offering five spacious bedrooms, one and a half bathrooms, and an additional convenient washroom in the basement. This home provides plenty of space for both family and guests. A perfect blend of original charm and modern updates, the home showcases stunning features like a classic wood staircase, high ceilings, and traditional trim. Renovated in 2020, it includes a new kitchen, a stylish main-floor powder room, a striking stone fireplace, updated flooring throughout, and a fully redone upstairs bathroom. Additional updates include a certified 100-amp electrical panel, some new plumbing, new windows, a side entrance, and a concrete driveway. Please note, the fireplace is being sold as is and will require WETT certification. Recent improvements to the neighborhood include completed roadwork with fresh pavement, new sidewalks, and curbs. The driveway curb has also been extended to allow for extra parking on the front lawn. Winter overnight street parking is available by permit. This home is truly move-in ready. Just settle in and enjoy!

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Vinyl Siding
Lot Size41.88 × 42.36 Feet
CountyElgin
Annual Tax$2,084
Legal DescriptionPT LT 79 PL 115 ST. THOMAS AS IN E204978; ST. THOMAS

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Fenced Yard, Hospital, Library, Park, Place Of Worship

Community Features

Location

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86 Kains Street, St. Thomas, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for St Thomas, St Thomas.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7

Secondary Schools

Central Elgin
Public201 Chestnut Street, St. Thomas, Ontario, N5R 2B5
5.6
Parkside
Public241 Sunset Drive, St. Thomas, Ontario, N5R 3C2
6.1
St. Joseph’s
Catholic100 Bill Martyn Parkway, St. Thomas, Ontario, N5R 6A7
6.5
Arthur Voaden
Public41 Flora Street, St. Thomas, Ontario, N5P 2X5
2.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 86 Kains Street, St. Thomas, ON N5P 1N7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$319,999.2
Monthly Mortgage$1,859
Property Tax (Est.)$174
Utilities & Maint.$350
Total Monthly Cost$2,383

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Thomas.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.