88 Flora Street, St. Thomas, ON

$349,900
MLS#:X13073462
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $349,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 34.92 x 107.62 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

A charming bungalow featuring a bright, open-concept layout with updates to the living/dining area and bathroom and laundry. The main floor connects the kitchen, dining and living spaces in an easy flow, with a front sunroom providing flexible additional space. Outside, the fully fenced backyard with rear deck and hot tub extends the living space, complemented by a detached single-car garage and parking for two. Offering 2 bedrooms and 1 bathroom, with an unfished basement providing storage or workshop potential. The convenient St. Thomas location is close to amenities, parks, and main street while still being tucked away in a quiet neighbourhood.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size34.92 × 107.62 Feet
CountyElgin
Annual Tax$2,084
Legal DescriptionPART OF LOT 18 W/S FLORA ST PLAN 43 AS IN E343839; S/T & T/W E343839; SUBJECT TO AN EASEMENT OVER PARTS 1, 2, 3, 11R9037 IN FAVOUR OF PT LT 17 W/S FLORA ST. PL 43 AS IN E135529 AS IN CT67638 SUBJECT TO AN EASEMENT OVER PARTS 1 & 3, 11R9037 IN FAVOUR OF PT LT 17 W/S FLORA ST. PL 43 AS IN E135529 AS IN CT67638 CITY OF ST. THOMAS

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Fenced Yard, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Community Features

Location

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88 Flora Street, St. Thomas, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for St Thomas, St Thomas.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7

Secondary Schools

Central Elgin
Public201 Chestnut Street, St. Thomas, Ontario, N5R 2B5
5.6
Parkside
Public241 Sunset Drive, St. Thomas, Ontario, N5R 3C2
6.1
St. Joseph’s
Catholic100 Bill Martyn Parkway, St. Thomas, Ontario, N5R 6A7
6.5
Arthur Voaden
Public41 Flora Street, St. Thomas, Ontario, N5P 2X5
2.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 88 Flora Street, St. Thomas, ON N5P 2X6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$279,920
Monthly Mortgage$1,626
Property Tax (Est.)$174
Utilities & Maint.$350
Total Monthly Cost$2,150

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Thomas.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.