Welcome to this remarkable Sidesplit 3 detached located in the coveted neighborhood of Loretto. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $925,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Beautifully updated and move-in ready, this charming 3 bedroom home is nestled in the heart of the quaint hamlet of Loretto - offering the perfect blend of comfort, style and small town appeal. The main level welcomes you with a spacious, well-appointed kitchen featuring abundant cabinetry and generous counter space, ideal for everyday living and entertaining alike. A bright breakfast nook with walkout access to the deck creates a seamless indoor-outdor flow - perfect for summer barbeques or morning coffee. The adjoining living and dining area provides an elegant setting for hosting family and friends. The primary bedroom offers the conveience of a private 2 piece ensuite, while two additional bedrooms share a beautifully updated main bathroom. On the lower level, you'll find a warm and inviting family room with above-grade windows and a cozy gas fireplace, plus ample space for a pool table or games area. This level also offers convenient access to the double car garage , laundry room and backyard. Outside, the home is framed by mature trees and thoughtfully landscaped pperennial gardens. A paved driveway and interlock walkway add to the curb appeal, completing this exceptional property. A wonderful opportunity to enjoy peaceful village living with modern updates throughout.
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Fenced Yard, Level, Park, School Bus Route, Wooded/Treed
Other
Carbon Monoxide Detectors, Smoke Detector
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 10 Joseph Street, Adjala-Tosorontio, ON L0G 1L0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Adjala-Tosorontio.
About Purchasing a Home in Adjala-Tosorontio, ON
For a property listed at $925,000 in Adjala-Tosorontio, the legal minimum down payment is $67,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,975 for this transaction. As this listing is in Adjala-Tosorontio (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.