13 Joseph Street, Adjala-Tosorontio, ON

$874,000
MLS#:N13818952
3 beds
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 13 Joseph Street Adjala-Tosorontio ON listed at $874,000 (MLS# N13818952) - Main View
For Sale
Added:Sep 23, 2026(today)
Updated:Sep 23, 2026(today)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Loretto. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $874,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 100.62 x 193.53 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Pride of ownership shines throughout this immaculate 3-bedroom bungalow in the charming community of Loretto. Exceptionally well cared for and maintained, this solid home offers a wonderful opportunity to move in and enjoy as-is, while providing plenty of potential to update and personalize over time. The main level features a functional and comfortable layout with three bedrooms, bright principal rooms and a full bathroom. Downstairs, the finished basement significantly expands the living space, offering a family room, recreation area, home office or guest space, and a second bathroom. Outside, enjoy the peaceful setting from the covered front porch or relax and entertain on the rear deck overlooking the spacious yard. An attached two-car garage and large driveway provide excellent parking and storage. Set on a beautifully maintained property in Loretto, this is the kind of home that reflects years of careful ownership. Clean, comfortable and exceptionally well kept, with great bones and endless potential for the next owner to make it their own. A fantastic opportunity for buyers looking for a bungalow in a quiet community setting with convenient access to surrounding towns and amenities.

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Property Summary

This detached home located at 13 Joseph Street, Adjala-Tosorontio is currently for sale and has been available on SousaSells for 0 days. This property is listed at $874,000 with an estimated mortgage of $2,909* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 13 Joseph Street, Adjala-Tosorontio is in the Loretto neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Loretto, Adjala-Tosorontio.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Adjala-Tosorontio.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$874,000
AddedSep 23, 2026 (today)
UpdatedSep 23, 2026 (today)
Last Checked21 minutes ago
Transaction TypeFor Sale
List Office NameCOLDWELL BANKER RONAN REALTY

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size100.62 × 193.53 Feet
CountySimcoe
Annual Tax$4,769.06
Legal DescriptionPCL 7-1, SEC 51M348, LT 7, PL 51M348 S/T RIGHT LT231662 ; S/T LT151624 ADJALA/TOSORONTI

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park
  • School Bus Route

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Adjala-Tosorontio Home Buyer Advisory & Market HubActive MLS® Listing in Adjala-Tosorontio, Ontario

Looking to Buy a Home in Adjala-Tosorontio?

If you are looking for a house in Adjala-Tosorontio or researching Adjala-Tosorontio real estate for sale, this 3-bedroom detached at 13 Joseph Street, Adjala-Tosorontio, ON offers an exceptional opportunity to buy a home in Adjala-Tosorontio, Ontario. Whether you are a first-time Adjala-Tosorontio home buyer or comparing active Adjala-Tosorontio MLS® homes for sale, working with a dedicated Adjala-Tosorontio buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Adjala-Tosorontio Homes for Sale & MLS® Listings

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Dedicated Adjala-Tosorontio Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Adjala-Tosorontio realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Adjala-Tosorontio Buyer Budget & Costs

Estimated mortgage: $2,909*/month*. Estimated Ontario Land Transfer Tax: $13,955. First-time Adjala-Tosorontio home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Adjala-Tosorontio

Frequently Asked Questions about 13 Joseph Street, Adjala-Tosorontio, ON

Q.What is the asking price for 13 Joseph Street, Adjala-Tosorontio, ON ?

The current listing price for 13 Joseph Street, Adjala-Tosorontio, ON in Loretto, Adjala-Tosorontio is $874,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 13 Joseph Street, Adjala-Tosorontio, ON ?

13 Joseph Street, Adjala-Tosorontio, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What key property features does 13 Joseph Street, Adjala-Tosorontio, ON offer?

Key property features include: Park, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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13 Joseph Street, Adjala-Tosorontio, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Loretto, Adjala-Tosorontio

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 13 Joseph Street, Adjala-Tosorontio, ON L0G 1L0

Estimated Sales Range
$830,000 - $857,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Adjala-Tosorontio.

Configure Loan Settings

Interest Rate4.00%
Down Payment$262,200 (30.0%)
* Minimum Canadian down payment required for this price is $62,400.
Amortization Period30 Years
Estimated Monthly Payment$2,909Based on a loan of $611,800 over 30 years.
Purchase Price$874,000
Loan Amount$611,800
Provincial Land Transfer Tax:$13,955
Total Estimated Closing Taxes:$13,955

About Purchasing a Home in Adjala-Tosorontio, ON

For a property listed at $874,000 in Adjala-Tosorontio, the legal minimum down payment is $62,400 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,955 for this transaction. As this listing is in Adjala-Tosorontio (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,955.

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Loretto, Adjala-Tosorontio Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Loretto, Adjala-Tosorontio.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,159,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Loretto, Adjala-Tosorontio

Elementary Schools

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Secondary Schools

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Loretto, Adjala-Tosorontio Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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