13 Elgin Street, Ajax, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Central. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $595,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 40 x 100 ft lot
- Features a separate entrance, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Carpet Free, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 13 Elgin Street, a charming 3-bedroom bungalow tucked away on a mature, tree-lined street in central Ajax. This family-friendly neighbourhood is filled with character and convenience, with schools, parks, shopping, and transit all nearby.Set on a generous 40 x 100 ft lot, the home offers plenty of outdoor space and a backyard with an amazing southern exposure and a welcoming front porch with room to sit and relax. The driveway has already been widened at the curb, making it easy to park side by side. A great backyard shed adds bonus storage for tools, bikes, or hobbies.Inside, the home features a bright eat-in kitchen with room for family meals, a comfortable living room, and three bedrooms on the main level. The lower level offers a separate back entrance and exciting potential for an in-law suite. With a rough-in for a kitchen in the rec room and plenty of open space, the basement is ready for your finishing touches and creativity.Recent updates provide peace of mind, including newer shingles (2023), central air (2021), and furnace (2020).This is a fantastic opportunity for first-time buyers, investors, or downsizers looking to get into a great Ajax neighbourhood. With a large lot, endless potential, and all the big-ticket items already looked after, this home is ready for its next chapter.
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Property Summary
This detached home located at 13 Elgin Street, Ajax is currently for sale and has been available on SousaSells for 311 days. This property is listed at $595,000 with an estimated mortgage of $1,981* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 13 Elgin Street, Ajax is in the Central neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
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Features
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Interior Features
Carpet Free, Primary Bedroom - Main Floor
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 13 Elgin Street, Ajax, ON L1S 1W9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Ajax, ON
For a property listed at $595,000 in Ajax, the legal minimum down payment is $34,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,375 for this transaction. As this listing is in Ajax (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.