45 Cumberland Lane, Unit 7, Ajax, ON

$798,000
MLS#:E12373453
2 beds
2 baths
1800-1999 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of South West. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $798,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1800-1999 sqft
  • 2.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter
  • equipped with central air central cooling and highly efficient heat pump heating via other

Description

Introducing a Rarely Offered South Ajax Condo Complex 3rd. Floor, 1853 ( approx) sq. ft. S.W. Corner Unit With (approx) 350 sq. ft. Balcony Overlooking The Ajax Waterfront. Step Into The Bright Open Concept Living And Dining Rooms With Wall To Wall Windows. The Eat-In Kitchen Offers Plenty Of Cupboard And Counter Space. There Are Walk-outs To The Balcony From The Primary And Second Bedrooms. The Primary Bedroom Features A Large Walk-in Closet And Ensuite. This Unit Is Complimented With An Ensuite Laundry And 2 Underground Parking Spaces. The Building Showcases Great Amenities > Indoor Pool, Hot Tub, Sauna, Gym, Party And Games Room. Other Attractive Features Include High Speed Internet, Rogers Ignite On-Demand, And A 24 Hr. Security System. The Beautiful Lake Location Has Access To Waterfront Trails Yet Is Close To Many Amenities, Local Transport & Easy Access To 401 & Go Transit. The Apartment Is Freshly Cleaned, Brand New Flooring & Stove > Ready Move-In Condition. Immediate or Flexible Possession. A Must To View The View!

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Property Summary

This condo apartment located at 45 Cumberland Lane, Ajax is currently for sale and has been available on SousaSells for 314 days. This property is listed at $798,000 with an estimated mortgage of $2,656* per month. It has 2 beds, 2 bathrooms, and is 1800-1999 square feet. 45 Cumberland Lane, Ajax is in the South West neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1800-1999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateSeptember 26, 2025
Sold price information is available to members only
Listed Date9/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionConcrete
BasementNone
CountyDurham
Annual Tax$6,395.45

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeUnderground

Heating & Cooling

Heat SourceOther
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Greenbelt/Conservation, Lake/Pond, Park, Public Transit, School Bus Route, Waterfront

Interior Features

Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter

Security Features

Community Features

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Location

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45 Cumberland Lane, Unit 7, Ajax, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Cumberland Lane 308, Ajax, ON L1S 7K3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ajax.

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Interest Rate4.00%
Down Payment$239,400 (30.0%)
* Minimum Canadian down payment required for this price is $54,800.
Amortization Period30 Years
Estimated Monthly Payment$2,656Based on a loan of $558,600 over 30 years.
Purchase Price$798,000
Loan Amount$558,600
Provincial Land Transfer Tax:$12,435
Total Estimated Closing Taxes:$12,435

About Purchasing a Home in Ajax, ON

For a property listed at $798,000 in Ajax, the legal minimum down payment is $54,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,435 for this transaction. As this listing is in Ajax (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,435.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for South West, Ajax.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$912,579

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Duffin's Bay
Public66 Pittmann Crescent, Ajax, Ontario, L1S 3G4
6.0
St James
Public10 Clover Ridge Drive West, Ajax, Ontario, L1S 3E5
6.4
Lakeside
Public4 Parkes Drive, Ajax, Ontario, L1S 4X1
6.9
Southwood Park
Public28 Lambard Crescent, Ajax, Ontario, L1S 1M5
5.7
Bolton C Falby
Public80 Falby Court, Ajax, Ontario, L1S 1N4
3.2

Secondary Schools

Ajax
Public105 Bayly Street East, Ajax, Ontario, L1S 1P2
5.4
Archbishop Denis O’Connor
Public80 Mandrake Street, Ajax, Ontario, L1S 5H4
5.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.